99 Carl Rd, Grayson, KY 41143 Property Records

Carter County property record for 99 Carl Rd, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,612 sqft · built 1984
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jul 2025)
Tax Bill	$1,373 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Apr 2007 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-10-00-041.00`

Property Details

APN / Parcel Number

Primary APN	`103-10-00-041.00`
Alternative APN	`31983`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,612 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
View / Lot	Waterfront - Canal
Driveway	Driveway
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	31983
Street Address	99 CARL RD
City	GRAYSON
State	KY
Zip	41143-8754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 30 MARY FRALEY SUBD
Legal Subdivision	MARY FRALEY SUBD
Legal Lot Number	30
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1052
Census Tract	960601

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3420 MORSE MERRYMAN RD SE, OLYMPIA, WA 98501-3957
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2025	Deed of Trust, Mortgage · Line of Credit THE FARMERS NATIONAL BANK OF DANVILLE KE
Apr 16, 2007	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OG GRAYSON
Jul 2, 2025	Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 23, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 27, 2009	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	Jun 23, 2021 · Amount on Record
Deed Document Number	20251008545
Deed Book / Page	540 / 189
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	99 CARL RD, GRAYSON, KY 41143-8754
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000531/785
Date	Feb 10, 2025
Book Page	531/785
Instrument	1003863

Lender

Name	THE FARMERS NATIONAL BANK OF DANVILLE KE
Address	304 W MAIN ST, DANVILLE, KY 40422

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 28, 2055

Interest

Change Frequency	Monthly

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	99 CARL RD, GRAYSON, KY 41143-8754
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR192/289
Date	Apr 16, 2007
Book Page	OR192/289
Instrument	024024

Lender

Name	FIRST NATIONAL BANK OG GRAYSON
Address	GRAYSON, KY 41143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Jul 2, 2025
Property Address	99 CARL RD, GRAYSON, KY 41143-8754
Document Number	000540/189
Book / Page	540 / 189
Instrument Date	Jun 26, 2025
Instrument	1008545
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 DANVILLE ST, LANCASTER, KY 40444-1029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 CARL RD, GRAYSON, KY 41143-8754
Mail Care Of	JOSIE MAY MARKOFF

Mortgage

Document Number	0001008548
Date	Jul 2, 2025
Instrument	1008548

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Jun 23, 2021
Property Address	99 CARL RD, GRAYSON, KY 41143-8754
Document Number	00OR457/53
Book / Page	OR457 / 53
Map Reference	MB 158 PG 106
Instrument Date	Jun 17, 2021
Instrument	507547
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 CARL RD, GRAYSON, KY 41143-8754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 CARL RD, GRAYSON, KY 41143-8754

Mortgage

Document Number	0000507548
Date	Jun 23, 2021
Instrument	507548

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Mar 27, 2009
Property Address	99 CARL RD, GRAYSON, KY 41143-8754
Document Number	0OR233/034
Book / Page	OR233 / 034
Map Reference	DD158 PG106
Instrument Date	Mar 20, 2009
Instrument	319335
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23042 STATE ROUTE 784, GARRISON, KY 41141-8619

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	533 STAN BR, GRAYSON, KY 41143-7285

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,373.00 (-1.01%)	$161,000 (-)	$161,000 (-)
2023	$1,387.00	$161,000	$161,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

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