Whitley County property record for 99 Cardinal Hts, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,196 sqft |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,500 (Mar 2017) |
| Tax Bill | $524 (2025) |
| Deeds & Mortgages | Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-20-00-017.00 |
| Primary APN | 110-20-00-017.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Terrain | Rolling |
| Garage Area | 748 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 156 sqft |
| Deck Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 99 CARDINAL HTS |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | BRK HS & LT 5 (0.32 AC) @ CARDINAL HGTS |
| Legal Subdivision | CARDINAL HILLS |
| Legal Lot Number | 5 |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | WILLIAMSBURG |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 920502 |
99 Cardinal Hts is owned and occupied by two individuals who bought it in March 2017.
Source: Whitley County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 99 CARDINAL HTS, WILLIAMSBURG, KY 40769-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2017 · Amount on File |
| Deed Sale | Mar 3, 2017 · Amount on File |
| Prior Sale | Feb 28, 2017 · Amount on File |
| Deed Document Number | 2017223586 |
| Deed Book / Page | 538 / 411 |
| Prior Transfer Date | Dec 1, 2014 |
| Prior Transfer Doc | 00D525/675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Mar 3, 2017 |
| Property Address | 99 CARDINAL HTS, WILLIAMSBURG, KY 40769-1520 |
| Document Number | 000538/411 |
| Book / Page | 538 / 411 |
| Map Reference | CAB 1 SL 190 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 223586 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 292, BARBOURVILLE, KY 40906-0292 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 99 CARDINAL HTS, WILLIAMSBURG, KY 40769-1520 |
| Document Number | 0000061439 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 614/39 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 99 Cardinal Hts was $524.
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Municipality | Williamsburg City |
| Unified School District | Williamsburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $524.00 | $162,000 | $162,000 |
| 2023 | $545.00 | $162,000 | $162,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Cardinal Hts in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 99 Cardinal Hts is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILLIAMSBURG WATER DEPARTMENT serves 5,554 people · EPA ID KY1180471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures