James City County property record for 99 Cardinal Acres Dr, Williamsburg, VA 23185
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 1,772 sqft · built 1985 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Company Name on File |
| Last Sale | $200,000 (Feb 2025) |
| Tax Bill | $1,579 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Feb 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-4 04-0-0012 |
| Primary APN | 46-4 04-0-0012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,772 sqft Total Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Fiberglass |
| Lot Area | 17,860 sqft (0.41 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8534 |
|---|---|
| Street Address | 99 CARDINAL ACRES DR |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-2398 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R2 GENERAL |
| Legal Description | L-12 CARDINAL ACRES |
| Legal Subdivision | CARDINAL ACRES |
| Legal Lot Number | 12 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 80308 |
99 Cardinal Acres Dr, a residential property, is owned by a company that bought it in February 2025.
Source: James City County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7354 RICHMOND RD, WILLIAMSBURG, VA 23188-7220 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BANK |
| Feb 21, 2025 | Warranty Deed, Transfer GEM TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on File |
| Deed Sale | Feb 21, 2025 · Amount on File |
| Deed Document Number | 20252346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 99 CARDINAL ACRES DR, WILLIAMSBURG, VA 23185-2398 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | GEM TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 7354 RICHMOND RD, WILLIAMSBURG, VA 23188-7220 |
| Investor | Possibly a Property Investor |
| Document Number | 0202508934 |
|---|---|
| Date | Jul 2, 2025 |
| Instrument | 202508934 |
| Name | CITIZENS & FARMERS BANK |
|---|---|
| Type | Bank |
| Address | WILLIAMSBURG, VA 23188 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Feb 21, 2025 |
| Property Address | 99 CARDINAL ACRES DR, WILLIAMSBURG, VA 23185-2398 |
| Document Number | 0202502346 |
| Instrument Date | Feb 18, 2025 |
| Instrument | 202502346 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | GEM TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7354 RICHMOND RD, WILLIAMSBURG, VA 23188-7220 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 99 Cardinal Acres Dr was $1,579.
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,579.00 | $190,300 Land $49,700 Building $140,600 | $190,300 Land $49,700 Building $140,600 |
| 2023 | $179,900 Land $49,700 Building $130,200 | $179,900 Land $49,700 Building $130,200 | |
| 2019 | $1,399.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Cardinal Acres Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 5 (1999–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 99 Cardinal Acres Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: T-Mobile.
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