99 Bluff Mountain Rd, Madison, VA 22727 Property Records

Madison County property record for 99 Bluff Mountain Rd, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,776 sqft · built 2014
Lot Size	7.5 acres (327,092 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Aug 2026)
Tax Bill	$3,653 (2026)
Deeds & Mortgages	Aug 2026 Sale May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-7B`

Property Details

APN / Parcel Number

Primary APN	`28-7B`
Alternative APN	`9767`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Basement Area	1,184 sqft
Finished Basement	1,184 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	327,092 sqft (7.5 acres)
Terrain	Rolling
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Patio
Porch Area	240 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9767
Street Address	99 BLUFF MOUNTAIN RD
City	MADISON
State	VA
Zip	22727-3461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	IN 210001341 7.509 AC 28-7B RT 615
Jurisdiction	MADISON VA
Township / Civil Division	RAPIDAN
Census Block Group	2
Census Block	2041
Census Tract	930202

Owner

Source: Madison County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 BLUFF MOUNTAIN RD, MADISON, VA 22727-3461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
May 1, 2017	Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
May 1, 2017	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	20261227
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON VA
Recording Date	Aug 25, 2026
Property Address	99 BLUFF MOUNTAIN RD, MADISON, VA 22727-3461
Document Number	0000001227
Instrument Date	Aug 22, 2026
Instrument	20261227
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$83,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 BLUFF MOUNTAIN RD, MADISON, VA 22727-3461

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON VA
Recording Date	May 1, 2017
Property Address	99 BLUFF MOUNTAIN RD, MADISON, VA 22727-3461
Document Number	170000631
Map Reference	MB 33 PG 84
Instrument Date	Apr 28, 2017
Instrument	170000631
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 TERRACE GREENE CIR, BARBOURSVILLE, VA 22923-2861

Mortgage

Document Number	170000632
Date	May 1, 2017
Instrument	170000632

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON VA
Recording Date	May 1, 2017
Property Address	99 BLUFF MOUNTAIN RD, MADISON, VA 22727-3461
Document Number	0170000631
Instrument Date	Apr 28, 2017
Instrument	170000631
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 TERRACE GREENE CIR, BARBOURSVILLE, VA 22923-2861

Mortgage

Document Number	0170000632
Date	May 1, 2017
Instrument	170000632

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,653.00 (+13.73%)	$689,300 (+58.79%) Land $199,600 Building $489,700	$689,300 (+58.79%) Land $199,600 Building $489,700
2023	$3,212.00	$434,100 Land $119,300 Building $314,800	$434,100 Land $119,300 Building $314,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 72% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

No cell data coverage reported

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