99 Big Woods Rd, Harrison, ME 04040 Property Records

Cumberland County and Harrison Town property record for 99 Big Woods Rd, Harrison, ME 04040

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,008 sqft · built 2004
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on File
Last Sale	$354,000 (Aug 2025)
Tax Bill	$2,818 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:04 L:0006=A=08`

Property Details

APN / Parcel Number

Primary APN	`M:04 L:0006=A=08`
Alternative APNs	`HRRS M:04 L:0006-A-08` `2297`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Lot Area	85,813 sqft (1.97 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2297
Street Address	99 BIG WOODS RD
City	HARRISON
State	ME
Zip	04040-4044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	STANDA
Legal Subdivision	BIG WOODS SUB
Legal Lot Number	6-A-08
Jurisdiction	HARRISON ME
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1025
Census Tract	15000

Owner

99 Big Woods Rd is owned by an individual who bought it in August 2025.

Source: Cumberland County and Harrison Town records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3780 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-3906
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) 1ST NATIONAL BANK
Aug 1, 2025	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2025 · Amount on File
Deed Sale	Aug 1, 2025 · Amount on File
Prior Sale	Oct 5, 2016
Deed Book / Page	41624 / 225
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	99 BIG WOODS RD, HARRISON, ME 04040-4044
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0412230155
Date	Jan 7, 2025
Book Page	41223/155
Instrument	545

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2045

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON ME
Recording Date	Aug 1, 2025
Property Address	99 BIG WOODS RD, HARRISON, ME 04040-4044
Document Number	0416240225
Book / Page	41624 / 225
Instrument Date	Aug 1, 2025
Instrument	29397
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3780 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-3906

Mortgage

Document Number	0000029398
Date	Aug 1, 2025
Instrument	29398

Lender

Name	NFM LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.38%
Type Change Date	Aug 1, 2030
Index	Other
Margin	5

Tax Assessment & Valuation

The 2025 property tax bill for 99 Big Woods Rd was $2,818, up 6.6% from the year before.

Source: Cumberland County and Harrison Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harrison Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,818.00 (+6.62%)	$343,200 (-) Land $93,300 Building $249,900
2024	$2,643.00 (+16.18%)	$343,200 (+95.33%) Land $93,300 Building $249,900
2023	$2,275.00 (+8.8%)	$175,700 (-) Land $32,900 Building $142,800
2022	$2,091.00	$175,700 Land $32,900 Building $142,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 99 Big Woods Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1987–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Big Woods Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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