99 Beechwood Dr, Haverhill, MA 01832 Property Records

Essex County and Haverhill City property record for 99 Beechwood Dr, Haverhill, MA 01832

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,816 sqft · built 1994
Lot Size	0.724 acres (31,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,000 (Jan 2019)
Tax Bill	$6,393 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`571-2-49-1`

Property Details

APN / Parcel Number

Primary APN	`571-2-49-1`
Alternative APNs	`HAVE M:0571 B:00002 L:49-103` `M:0571 B:00002 L:49=103`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
Gross Area	4,444 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,542 sqft (0.724 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	571-2-49-1
Street Address	99 BEECHWOOD DR
City	HAVERHILL
State	MA
Zip	01832-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NORTHWOOD COMMONS HAVERHILL
Legal Block	2
Legal Lot Number	49-103
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	1
Census Block	1015
Census Tract	260402

Owner

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 BEECHWOOD DR, HAVERHILL, MA 01832-1521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · ARM WINCHESTER COOPERATIVE BANK
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit WINCHESTER COOPERATIVE BANK
Aug 17, 2020	Deed of Trust, Mortgage · Balloon Mortgage WINCHESTER COOPERATIVE BANK
Jan 2, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WINCHESTER COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019 · Amount on Record
Deed Sale	Jan 2, 2019 · Amount on Record
Prior Sale	Jun 23, 2014
Deed Document Number	20193120
Deed Book / Page	37254 / 531
Prior Transfer Date	Dec 11, 2018
Prior Transfer Doc	37254-531
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	99 BEECHWOOD DR, HAVERHILL, MA 01832-1521
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042027-51
Date	Mar 18, 2024
Book Page	42027/51
Instrument	20240318000340

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Mar 13, 2027
Index	3-Year CMT

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	99 BEECHWOOD DR, HAVERHILL, MA 01832-1521
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041143-328
Date	Aug 22, 2022
Book Page	41143/328
Instrument	128

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	99 BEECHWOOD DR, HAVERHILL, MA 01832-1521
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38829-502
Date	Aug 17, 2020
Book Page	38829/502
Instrument	20200817003850

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Jan 2, 2019
Property Address	99 BEECHWOOD DR, HAVERHILL, MA 01832-1521
Document Number	37254-531
Book / Page	37254 / 531
Instrument Date	Dec 11, 2018
Instrument	20190102003120
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 BEECHWOOD DR, HAVERHILL, MA 01832-1521

Mortgage

Document Number	190102003130
Date	Jan 2, 2019
Instrument	190102003130

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 2, 2026

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,393.00 (+3.82%)	$596,900 (+3.13%) Land $209,000 Building $387,900	$562,970
2024	$6,158.00 (+8.04%)	$578,800 (+13.22%) Land $208,700 Building $370,100
2023	$5,700.00	$511,200 Land $183,300 Building $327,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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