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99 13th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 99 13th St, Cayucos, CA 93430 · Last verified October 2025

Property Summary

Property TypeHome Plus Accessory Dwelling Unit
Details2 bd · 1 ba · 891 sqft · built 1956
Lot Size0.135 acres (5,900 sqft)
OwnerIndividual Name on File
Last Sale$1,075,000 (Dec 2021)
Tax Bill$11,856 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN064-163-001

Property Details

APN / Parcel Number

Primary APN064-163-001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area891 sqft Living Area

Exterior

Year BuiltBuilt 1956
Construction TypeWood
Lot Area5,900 sqft (0.135 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address99 13TH ST
CityCAYUCOS
StateCA
Zip93430-1366
Property CategoryResidential
Property TypeResidential > Single Family > Home Plus Accessory Dwelling Unit
Legal DescriptionPR BCH 1 BL 21 LT 7
Legal SubdivisionPASO ROBLES BEACH S
Legal Block21
Legal Lot Number7
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3037
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-163-001

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address99 13TH ST, CAYUCOS, CA 93430-1366
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD
Dec 22, 2021Grant Deed, Transfer · Conventional Mortgage
ALLY BANK
Apr 07, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2021 · Amount on Record
Deed SaleDec 22, 2021 · Amount on Record
Prior SaleApr 07, 2017
Deed Document Number2021083164
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address99 13TH ST, CAYUCOS, CA 93430-1366
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6376 N VAN NESS BLVD, FRESNO, CA 93711-1242

Mortgage

Document Number0000052123
DateSep 22, 2020
Instrument2020052123
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 22, 2021
Property Address99 13TH ST, CAYUCOS, CA 93430-1366
Document Number0000083164
Map ReferenceMB 3 PG 15
Instrument DateDec 20, 2021
Instrument2021083164
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address99 13TH ST, CAYUCOS, CA 93430-1366

Mortgage

Document Number0000083165
DateDec 22, 2021
Instrument2021083165
Lender
NameALLY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

April 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 07, 2017
Property Address99 13TH ST, CAYUCOS, CA 93430-1366
Document Number0000015185
Map ReferenceMB3 PG15
Instrument DateApr 04, 2017
Instrument2017015185
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6376 N VAN NESS BLVD, FRESNO, CA 93711-1242

Mortgage

Document Number0000015186
DateApr 07, 2017
Instrument2017015186
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$11,856.00 (+1.93%) Homeowner's exemption$1,140,798 (+4.04%) Land $875,496 Building $265,302
2023$11,631.00 (+1.72%) Homeowner's exemption$1,096,500 Land $841,500 Building $255,000
2022$11,434.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016, other causes

Wildfire

Wildfire RiskModerate
above 58% of the US · above 34% of California
Wildfire LikelihoodAbout 1 in 725 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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