9899 Wilson Mills Rd, Chardon, OH 44024 Property Records

Geauga County property record for 9899 Wilson Mills Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,194 sqft · built 1965
Lot Size	3.54 acres (154,202 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Aug 2022)
Tax Bill	$5,378 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-003570`

Property Details

APN / Parcel Number

Primary APN	`22-003570`
Alternative APN	`004555-9`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,194 sqft Living Area
1st Floor Area	2,194 sqft
Basement Area	2,194 sqft
Unfinished Basement	2,194 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	154,202 sqft (3.54 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	518 sqft
Deck Area	400 sqft
Patio Area	820 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004555-9
Street Address	9899 WILSON MILLS RD
City	CHARDON
State	OH
Zip	44024-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 WEST DIVISION
Legal Subdivision	WEST DIVISION OF THE PHELPS TRACT
Legal Lot Number	7
Jurisdiction	GEAUGA OH
Township / Civil Division	MUNSON
Census Block Group	1
Census Block	1009
Census Tract	310800

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7007 BROADWAY AVE, CLEVELAND, OH 44105-1441
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Warranty Deed, Transfer THIRD FSLA OF CLEVELAND
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 3, 2018	Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	20221004316
Deed Book / Page	2158 / 390
Prior Transfer Date	Aug 30, 2022
Prior Transfer Doc	0021580390
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Aug 31, 2022
Property Address	9899 WILSON MILLS RD, CHARDON, OH 44024-9721
Document Number	0021580390
Book / Page	2158 / 390
Instrument Date	Aug 30, 2022
Instrument	202201004316
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9899 WILSON MILLS RD, CHARDON, OH 44024-9721

Mortgage

Document Number	202201004317
Date	Aug 31, 2022
Instrument	202201004317

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	9899 WILSON MILLS RD, CHARDON, OH 44024-9721
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021321561
Date	Aug 19, 2021
Book Page	2132/1561
Instrument	202100987755

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	2.8%
Type Change Date	Sep 1, 2036
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.8%
Index	Other
Margin	3
Max Rate	7.8%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	9899 WILSON MILLS RD, CHARDON, OH 44024-9721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020630526
Date	Dec 3, 2018
Book Page	2063/0526
Instrument	201800943604

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.07%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.07%
Index	1-Year LIBOR
Max Rate	9.07%

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Munson Township
Unified School District	West Geauga Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,378.00 (-1.79%)	$131,010 (-) Land $26,220 Building $104,790
2024	$5,476.00 (+4.13%)	$131,010 (-) Land $26,220 Building $104,790
2023	$5,259.00 (+9.36%)	$131,010 (+27.05%) Land $26,220 Building $104,790	$374,300 (+27.05%) Land $74,900 Building $299,400
2022		$103,120 Land $21,810 Building $81,310
2021	$4,809.00
2020			$294,600 Land $62,300 Building $232,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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