Charles County property record for 9898 Obin Ln, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,450 sqft · built 2023 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $620,474 (Mar 2023) |
| Tax Bill | $24,622 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Nov 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-360897 |
| Primary APN | 06-360897 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,450 sqft Living Area |
| Gross Area | 3,891 sqft |
| 1st Floor Area | 1,142 sqft |
| Basement Area | 914 sqft |
| Finished Basement | 914 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,011 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 360897 |
|---|---|
| Street Address | 9898 OBIN LN |
| City | WALDORF |
| State | MD |
| Zip | 20601-3772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | LOT 74 PH VI = 0.137 SCOTLAND HEIGHTS SUB |
| Legal Subdivision | SCOTLAND HEIGHTS SUB |
| Legal Phase | 6 |
| Legal Lot Number | 74 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 850706 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9898 OBIN LN, WALDORF, MD 20601-3772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed, Subdivision Related Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 2, 2022 | Correction Deed ACCOMODATION, ACCOMMODATION |
| Sep 29, 2022 | Limited Warranty Deed, Transfer CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2023 · Amount on Record |
| Deed Sale | Mar 31, 2023 · Amount on Record |
| Prior Sale | Sep 29, 2022 · Amount on Record |
| Deed Book / Page | 12893 / 94 |
| Last Transfer Date | Mar 11, 2025 |
| Transfer Doc | 0135950346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 31, 2023 |
| Property Address | 9898 OBIN LN, WALDORF, MD 20601-3772 |
| Document Number | 0128930094 |
| Book / Page | 12893 / 94 |
| Map Reference | MB 62 PG 206-210 |
| Instrument Date | Mar 28, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,102.37 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9898 OBIN LN, WALDORF, MD 20601-3772 |
| Document Number | 0012893102 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 12893/102 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 2, 2022 |
| Property Address | 9898 OBIN LN, WALDORF, MD 20601-3772 |
| Document Number | 0127600435 |
| Book / Page | 12760 / 435 |
| Map Reference | MB 62 FO 206-210 |
| Instrument Date | Oct 25, 2022 |
| Record Updated | Oct 20, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 14701 PHILIPS HWY, JACKSONVILLE, FL 32256-3743 |
| Investor | Possibly a Property Investor |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 29, 2022 |
| Property Address | 9898 OBIN LN, WALDORF, MD 20601-3772 |
| Document Number | 0127160499 |
| Book / Page | 12716 / 499 |
| Map Reference | MB 62 FO 206-210 |
| Instrument Date | Sep 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,177.28 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $571,067 (+8.05%) | $613,600 (-) Land $125,100 Building $488,500 | |
| 2025 | $24,622.00 (+182.72%) | $528,533 (+14.95%) | $613,600 (+26.26%) Land $125,100 Building $488,500 |
| 2023 | $8,709.00 | $459,800 | $486,000 Land $125,100 Building $360,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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