9898 2 Mile Rd, Lowell, MI 49331 Property Records

Kent County property record for 9898 2 Mile Rd, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,753 sqft · built 2003
Lot Size	3.36 acres (146,362 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Nov 2019)
Tax Bill	$6,461 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-16-18-100-022`

Property Details

APN / Parcel Number

Primary APN	`41-16-18-100-022`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,753 sqft Living Area
1st Floor Area	1,721 sqft
Basement Area	1,721 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	146,362 sqft (3.36 acres)
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9898 2 MILE RD NE
City	LOWELL
State	MI
Zip	49331-8665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	PART OF NWFRL 1/4 COM 600.02 FT N 87D 50M 52S W ALONG N SEC LINE FROM N 1/4 COR TH S 2D 09M 08S W 605.0 FT TH N 87D 50M 52S W
Legal Range	09W
Legal Township	07N
Legal Section	18
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	3
Census Block	3003
Census Tract	12003

Owner

9898 2 Mile Rd is owned and occupied by an individual who bought it in November 2019.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	9898 2 MILE RD NE, LOWELL, MI 49331-8665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BANK
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Nov 21, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Oct 22, 2008 · Amount on File
Deed Document Number	201992009
Prior Transfer Date	Apr 18, 2008
Prior Transfer Doc	0000045252
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	9898 2 MILE RD, LOWELL, MI 49331-8665
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9898 2 MILE RD, LOWELL, MI 49331-8665

Mortgage

Document Number	0000005252
Date	Jan 31, 2024
Instrument	20240131-0005252

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	9898 2 MILE RD, LOWELL, MI 49331-8665
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045462
Date	Apr 19, 2021
Instrument	20210419-0045462

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 21, 2019
Property Address	9898 2 MILE RD, LOWELL, MI 49331-8665
Document Number	0000092009
Instrument Date	Nov 13, 2019
Instrument	20191121-0092009
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9898 2 MILE RD, 9898, LOWELL, MI 49331-8665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 STONE FALLS DR SE APT 103, 103, ADA, MI 49301-7943

Mortgage

Document Number	0000092010
Date	Nov 21, 2019
Instrument	20191121-0092010

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 9898 2 Mile Rd was $6,461.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,400 (+3.57%)	$654,800 (+3.57%)
2025	$6,461.00 Homeowner's exemption	$316,100	$632,200
2023		$254,400	$508,800
2019	$3,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9898 2 Mile Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–1986)
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9898 2 Mile Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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