Whiteside County property record for 9897 Spring Valley Rd, Fulton, IL 61252
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,329 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0208400005 |
| Primary APN | 0208400005 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 45871 |
|---|---|
| Street Address | 9897 SPRING VALLEY RD |
| City | FULTON |
| State | IL |
| Zip | 61252-9630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E 1/2 SE SEC 8 TWP 22 RNG 4 |
| Legal Range | 04E |
| Legal Township | 22N |
| Legal Section | 08 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | USTICK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 400 |
9897 Spring Valley Rd is owned and occupied by an individual who acquired it in March 2006.
Source: Whiteside County records, as of May 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9897 SPRING VALLEY RD, FULTON, IL 61252-9630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 7, 2006 |
| Transfer Doc | 0018682006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 9897 SPRING VALLEY RD, FULTON, IL 61252-9630 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003535 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022-03535 |
| Name | COMMUNITY STATE BANK OF ROCK FALLS |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2027 |
| Index | Other |
| Margin | 1 |
The 2025 property tax bill for 9897 Spring Valley Rd was $1,329.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Ustick Township |
| Unified School District | River Bend Community Unit District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,329.00 | $25,272 Land $3,301 Building $21,971 | |
| 2024 | $75,816 Land $9,903 Building $65,913 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9897 Spring Valley Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 12 (1993–2023) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | May 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9897 Spring Valley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Jo-Carroll Energy Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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