9897 Silvergate Ln, Elk Grove, CA 95624 Property Records

Sacramento County property record for 9897 Silvergate Ln, Elk Grove, CA 95624

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,360 sqft · built 2003
Lot Size	1.41 acres (61,662 sqft)
Owner	2 Individual Names on File
Last Sale	$1,590,000 (Sep 2023)
Tax Bill	$17,382 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Transfer + 9 more
Flood Zone	Zone X (minimal risk)
APN	`127-0830-013-0000`

Property Details

APN / Parcel Number

Primary APN	`127-0830-013-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,360 sqft Living Area
1st Floor Area	4,360 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	61,662 sqft
Garage Area	928 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9897 SILVERGATE LN
City	ELK GROVE
State	CA
Zip	95624-3992
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPATRI
Legal Description	REMINGTON ESTATES, LOT 24
Legal Subdivision	REMINGTON ESTATES
Legal Lot Number	24
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ELK GROVE
Census Block Group	2
Census Block	2004
Census Tract	9336

Owner

9897 Silvergate Ln is owned and occupied by two individuals who bought it in September 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 19, 2023	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Sep 19, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 19, 2023	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Feb 1, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Feb 1, 2022	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY
Feb 1, 2022	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY
Dec 31, 2020	Quit Claim Deed, Transfer EQUITY WAVE LNDG
Dec 31, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Sep 5, 2017	Quit Claim Deed, Transfer OTHER
Sep 1, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	Dec 9, 2015 · Amount on File
Deed Book / Page	20230919 / 58
Prior Transfer Date	Sep 7, 2023
Prior Transfer Doc	2023000057
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992

Mortgage

Document Number	0000000823
Date	Oct 21, 2025
Instrument	202510210823

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 19, 2023
Property Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992
Document Number	0000000057
Map Reference	MB 288 MAP 4
Instrument Date	Sep 7, 2023
Instrument	202309190057
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 19, 2023
Property Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992
Document Number	0000000058
Map Reference	MB 288 MAP 4
Instrument Date	Sep 7, 2023
Instrument	202309190058
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992

Mortgage

Document Number	0000000059
Date	Sep 19, 2023
Instrument	202309190059

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 19, 2023
Property Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992
Document Number	0000000056
Map Reference	MB 288 MAP 4
Instrument Date	Sep 7, 2023
Instrument	202309190056
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 1, 2022
Property Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992
Document Number	0000000048
Map Reference	MB 288 PG 4
Instrument Date	Jan 11, 2022
Instrument	2022020100048
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992

Mortgage

Document Number	0000000049
Date	Feb 1, 2022
Instrument	2022020100049

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Feb 1, 2062

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 1, 2022
Property Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992
Document Number	0000000047
Map Reference	MB 288 PG 4
Instrument Date	Jan 11, 2022
Instrument	2022020100047
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 1, 2022
Property Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992
Document Number	0000000050
Map Reference	MB 288 PG 4
Instrument Date	Jan 11, 2022
Instrument	2022020100050
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 31, 2020
Property Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992
Document Number	2012311317
Instrument Date	Dec 21, 2020
Instrument	2012311317
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9897 SILVERGATE LN ELK GROVE CA 956243992, ELK GROVE, CA 95624-3992

Mortgage

Document Number	2012311318
Date	Dec 31, 2020
Instrument	2012311318

Lender

Name	EQUITY WAVE LNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Amount	Amount on Record
Term	60 Months
Due	Dec 30, 2025

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 31, 2020
Property Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992
Document Number	2012311319
Instrument Date	Dec 21, 2020
Instrument	2012311319
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9897 SILVERGATE LN ELK GROVE CA 956243992, ELK GROVE, CA 95624-3992

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 5, 2017
Property Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992
Document Number	1709050150
Instrument Date	Jul 21, 2017
Instrument	1709050150
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9897 SILVERGATE LN ELK GROVE CA 956243992, ELK GROVE, CA 95624-3992

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 1, 2017
Property Address	9897 SILVERGATE LN, ELK GROVE, CA 95624-3992
Document Number	1709010654
Instrument Date	Jul 21, 2017
Instrument	1709010654
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9897 SILVERGATE LN ELK GROVE CA 956243992, ELK GROVE, CA 95624-3992

Mortgage

Document Number	1709010655
Date	Sep 1, 2017
Instrument	1709010655

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9897 Silvergate Ln was $17,382, up 1.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,654,236 (+2%) Land $301,716 Building $1,352,520
2025	$17,382.00 (+1.47%)	$1,621,800 Land $295,800 Building $1,326,000
2024	$17,130.00 (+64.62%)
2023	$10,406.00 (+1.82%)	$961,460 Land $256,009 Building $705,451
2022	$10,220.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9897 Silvergate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9897 Silvergate Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK GROVE WATER DISTRICT private · serves 44,065 people · EPA ID CA3410008
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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