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9897 E Villa Cir, Vero Beach, FL 32966 Property Records

Indian River County property record for 9897 E Villa Cir, Vero Beach, FL 32966

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,417 sqft · built 2018
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$268,000 (Jun 2026)
Tax Bill$3,782 (2025)
Deeds & MortgagesJun 2026 Sale
Aug 2022 Sale
+ 3 more
Flood ZoneZone A (high risk)
APN33-38-09-00002-0000-00186.0

Property Details

APN / Parcel Number

Primary APN33-38-09-00002-0000-00186.0
Alternative APN
  • 62939

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,417 sqft Living Area
Gross Area1,657 sqft
1st Floor Area1,417 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions152 ft deep x 34.8 ft wide
View / LotInterior
Garage TypeAttached
Garage Area240 sqft
DrivewayBrick Driveway
Driveway Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address9897 E VILLA CIR
CityVERO BEACH
StateFL
Zip32966-3149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-6
Legal DescriptionVERONA TRACE & THE VILLAS AT VERONA TRACE LOT 186 PBI 20-69 & PBI 22-16
Legal Range38E
Legal Township33S
Legal Section09
Legal SubdivisionVERONA TRACE SUB & THE VILLAS AT VERONA
Legal Lot Number186
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group2
Census Block2083
Census Tract50908

Owner

Source: Indian River County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9897 E VILLA CIR, VERO BEACH, FL 32966-3149
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 31, 2022Warranty Deed, Transfer
SUPREME TITLE SOLUTIONS LLC
Jun 17, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Mar 19, 2021Warranty Deed, Transfer · FHA Mortgage
HAMILTON HOME LOANS INC
Nov 5, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2026 · Amount on Record
Deed SaleJun 26, 2026 · Amount on Record
Prior SaleAug 31, 2022 · Amount on Record
Deed Document Number202630744
Deed Book / Page3870 / 1451
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 26, 2026
Property Address9897 E VILLA CIR, VERO BEACH, FL 32966-3149
Document Number0000030744
Book / Page3870 / 1451
Instrument DateJun 25, 2026
Instrument202630744
Transaction TypeTransfer
Record UpdatedJul 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$189,476.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9897 E VILLA CIR, VERO BEACH, FL 32966-3149

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateAug 31, 2022
Property Address9897 E VILLA CIR, VERO BEACH, FL 32966-3149
Document Number0035672112
Book / Page3567 / 2112
Map ReferenceMB 22 PG 16-23
Instrument DateAug 13, 2022
Instrument3120220053954
Transaction TypeTransfer
Record UpdatedSep 14, 2022
Title CompanySUPREME TITLE SOLUTIONS LLC

Transaction

AmountAmount Recorded
Tax$2,205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15577 NW 121ST PL, 15577, ALACHUA, FL 32615-0010

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9897 E VILLA CIR, VERO BEACH, FL 32966-3149

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address9897 E VILLA CIR, VERO BEACH, FL 32966-3149
Transaction TypeMortgage
Record UpdatedJun 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9897 E VILLA CIR, VERO BEACH, FL 32966-3149

Mortgage

Document Number0035492441
DateJun 17, 2022
Book Page3549/2441
Instrument3120220039025
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term346 Months
DueApr 1, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMar 19, 2021
Property Address9897 E VILLA CIR, VERO BEACH, FL 32966-3149
Document Number0034001278
Book / Page3400 / 1278
Map ReferenceMB 22 PG 16-23
Instrument DateMar 18, 2021
Instrument3120210019174
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyATLANTIC COASTAL LAND TITLE COMPANY, ATLANTIC COASTAL LAND TTL CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9897 E VILLA CIR, 9897, VERO BEACH, FL 32966-3149

Transferred To (Grantee/Buyer)

NameVerified Name
Address9897 E VILLA CIR, VERO BEACH, FL 32966-3149

Mortgage

Document Number34001280
DateMar 19, 2021
Instrument3400/1280
Lender
NameHAMILTON HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 5, 2018
Property Address9897 E VILLA CIR, VERO BEACH, FL 32966-3149
Document Number0031610172
Book / Page3161 / 0172
Map ReferenceMB22 PG16
Instrument DateOct 29, 2018
Instrument3120180067117
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 6, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,405.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8895 N MILITARY TRL # TRL101B, 8895, WEST PALM BEACH, FL 33410-6220

Transferred To (Grantee/Buyer)

NameVerified Name
Address9897 E VILLA CIR, VERO BEACH, FL 32966-3149

Mortgage

Document Number3120180067118
DateNov 5, 2018
Instrument3120180067118
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,782.00 (-4.81%)$240,200 (-12.03%) Land $12,750 Building $227,450$240,200 (-12.03%) Land $12,750 Building $227,450
2023$3,973.00 (+18.88%)$273,050 (+20.69%) Land $12,750 Building $260,300$273,050 (+20.69%) Land $12,750 Building $260,300
2022$3,342.00$226,243 Land $12,750 Building $213,493$226,243 Land $12,750 Building $213,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 124 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies124 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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