Lauderdale County property record for 9896 Co Rd 8, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,968 sqft · built 1978 |
| Lot Size | 104 acres (4,530,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $899 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-06-14-0-000-007-000 |
| Primary APN | 07-06-14-0-000-007-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 1,968 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,530,240 sqft (104 acres) |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 16365 |
|---|---|
| Street Address | 9896 COUNTY ROAD 8 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 104.1 AC IN W/2 OF SEC 14 FI 91-02 FR G-13 |
| Legal Range | 13W |
| Legal Township | 01S |
| Legal Section | 14 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | CLOVERDALE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 11402 |
9896 Co Rd 8 is owned and occupied by two individuals.
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9896 COUNTY ROAD 8, WATERLOO, AL 35677-3864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Senior Citizen's exemption | $34,480 | $720,720 Land $449,200 Building $271,520 |
| 2023 | $899.00 Homeowner's exemption Senior Citizen's exemption | $7,620 (-65.17%) Land $7,620 | $583,500 (+75.33%) Land $351,000 Building $232,500 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $21,880 | $332,800 Land $185,000 Building $147,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9896 Co Rd 8 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Mar 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9896 Co Rd 8 is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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