9895 Howard Rd, Harrison, OH 45030 Property Records

Hamilton County property record for 9895 Howard Rd, Harrison, OH 45030

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,572 sqft · built 1999
Lot Size	1.96 acres (85,770 sqft)
Owner	2 Individual Names on File
Last Sale	$338,000 (Nov 2018)
Tax Bill	$8,026 (2025)
Deeds & Mortgages	Apr 2025 Transfer Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`560-0010-0037-00`

Property Details

APN / Parcel Number

Primary APN	`560-0010-0037-00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,572 sqft Living Area
1st Floor Area	1,515 sqft
2nd Floor Area	1,057 sqft
Basement Area	1,515 sqft
Finished Basement	1,200 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	85,770 sqft (1.96 acres)
Lot Dimensions	196 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	216 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9895 HOWARD RD
City	HARRISON
State	OH
Zip	45030-8796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD RD 1.969 AC R1E-T2-S4 PARS 37-135 CONS
Legal Subdivision	WILLIAMS HEIGHTS
Legal Lot Number	16
Jurisdiction	HAMILTON OH
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2000
Census Tract	26001

Owner

9895 Howard Rd is owned and occupied by two individuals who bought it in November 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9895 HOWARD RD, HARRISON, OH 45030-8796
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Transfer on Death Deed, Transfer
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Nov 2, 2018	Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on File
Deed Sale	Nov 2, 2018 · Amount on File
Prior Sale	Jan 9, 2015 · Amount on File
Deed Document Number	0000097733
Deed Book / Page	013788 / 001390
Record Updated	Jun 8, 2026

April 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 25, 2025
Property Address	9895 HOWARD RD, HARRISON, OH 45030-8796
Document Number	0000030370
Book / Page	15403 / 984
Map Reference	MB 75 PG 67
Instrument Date	Apr 23, 2025
Instrument	2025-0030370
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9895 HOWARD RD, HARRISON, OH 45030-8796

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9895 HOWARD RD, HARRISON, OH 45030-8796

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9895 HOWARD RD, HARRISON, OH 45030-8796
Document Number	0000042870
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	TITLE 365

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9895 HOWARD RD HARRISON OH 450308796, HARRISON, OH 45030-8796

Mortgage

Document Number	0000042870
Date	May 8, 2020
Book Page	014164/000148
Instrument	42870

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 2, 2018
Property Address	9895 HOWARD RD, HARRISON, OH 45030-8796
Document Number	0000097733
Book / Page	013788 / 001390
Instrument Date	Oct 31, 2018
Instrument	97733
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,014.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9895 HOWARD RD HARRISON OH 450308796, HARRISON, OH 45030-8796

Mortgage

Document Number	97734
Date	Nov 2, 2018
Book Page	013788/001392
Instrument	97734

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.69%

Tax Assessment & Valuation

The 2025 property tax bill for 9895 Howard Rd was $8,026, up 6.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Harrison Township
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,026.00 (+6.73%)	$194,779 (-) Land $19,184 Building $175,595
2024	$7,520.00 (-0.66%)	$194,779 (-) Land $19,184 Building $175,595
2023	$7,570.00 (+46.22%)	$194,779 (+67.33%) Land $19,184 Building $175,595	$556,510 Land $54,810 Building $501,700
2022	$5,177.00 Homeowner's exemption	$116,407 Land $20,633 Building $95,774
2020			$332,590 Land $58,950 Building $273,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9895 Howard Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9895 Howard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	SOUTHWEST REGIONAL WATER DISTRICT
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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