Boone County property record for 9895 Baker Ln, Union, KY 41091
| Property Type | Other Improved |
|---|---|
| Lot Size | 10.1 acres (444,181 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $129,000 (Mar 2019) |
| Tax Bill | $4,135 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jul 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030.00-00-002.01 |
| Primary APN | 030.00-00-002.01 |
|---|---|
| Alternative APN |
|
| Lot Area | 444,181 sqft (10.1 acres) |
|---|
| Street Address | 9895 BAKER LN |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-8149 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 10.1969 AC RABBIT HASH & UNION ROAD (30 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | BURLINGTON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 70502 |
Source: Boone County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9895 BAKER LN, UNION, KY 41091-8149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION INC |
| Jul 25, 2019 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 4, 2019 | Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2019 · Amount on Record |
| Deed Sale | Mar 4, 2019 · Amount on Record |
| Deed Document Number | 769647 |
| Deed Book / Page | D1122 / 566 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 9895 BAKER LN, UNION, KY 41091-8149 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9895 BAKER LN, UNION, KY 41091-8149 |
| Document Number | 00M4728/87 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | M4728/87 |
| Instrument | 1007973 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | 8763 UNION CENTRE BLVD, WEST CHESTER, OH 45069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 12, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 9895 BAKER LN, UNION, KY 41091-8149 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M4201/170 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | M4201/170 |
| Instrument | 779381 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.95% |
| Type Change Date | Aug 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.95% |
| Index | 1-Year LIBOR |
| Max Rate | 9.95% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Mar 4, 2019 |
| Property Address | 9895 BAKER LN, UNION, KY 41091-8149 |
| Document Number | 0D1122/566 |
| Book / Page | D1122 / 566 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 769647 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9900 BAKER LN, UNION, KY 41091-9418 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 605 MOSTONG LN, MOUNT OLIVET, KY 41064 |
| Document Number | 0000769648 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 769648 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 10.7% |
| Index | 1-Year LIBOR |
| Max Rate | 10.7% |
Source: Boone County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,135.00 (+9.33%) | $480,300 (+8.49%) Land $128,600 Building $351,700 | |
| 2024 | $480,300 (+8.49%) Land $128,600 Building $351,700 | ||
| 2023 | $3,782.00 (+3.42%) | $442,700 (-) Land $128,600 Building $314,100 | $442,700 (-) Land $128,600 Building $314,100 |
| 2022 | $3,657.00 | $442,700 Land $128,600 Building $314,100 | $442,700 Land $128,600 Building $314,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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