9890 Forest St, Dyer, IN 46311 Property Records

Lake County property record for 9890 Forest St, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,327 sqft · built 2005
Lot Size	0.208 acres (9,104 sqft)
Owner	2 Owner Names on Record
Tax Bill	$3,135 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-09-11-0342-0003`

Property Details

APN / Parcel Number

Primary APN	`009-09-11-0342-0003`
Alternative APNs	`45-10-36-302-014.000-032` `091103420003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,327 sqft Living Area
Basement Area	1,151 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,104 sqft (0.208 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009-09-11-0342-0003
Old Parcel Number	091103420003
Street Address	9890 FOREST ST
City	DYER
State	IN
Zip	46311-2895
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	PRAIRIE TRAILS PHASE IV LOT 3
Legal Subdivision	PRAIRIE TRAILS PHASE IV
Legal Phase	IV
Legal Lot Number	3
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2028
Census Tract	42608

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	9890 FOREST ST, DYER, IN 46311-2895
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit NOTRE DAME FCU
Jun 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK OF INDIANA
Sep 23, 2019	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2006
Deed Sale	Jul 6, 2006
Deed Document Number	2006 058342
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9890 FOREST ST, DYER, IN 46311-2895
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039427
Date	Sep 27, 2022
Instrument	2022-539427

Lender

Name	NOTRE DAME FCU
Type	Credit Union
Address	NOTRE DAME, IN 46556

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9890 FOREST ST, DYER, IN 46311-2895
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NONE AVAILABLE I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039475
Date	Jun 26, 2018
Instrument	2018 039475

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank
Address	SAINT JOHN, IN 46373

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jul 1, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9890 FOREST ST, DYER, IN 46311-2895
Document Number	0000068185
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9890 FOREST ST DYER IN 463112895, DYER, IN 46311-2895

Mortgage

Document Number	0000068185
Date	Oct 4, 2019
Instrument	68185

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2034

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$447,200 (+11.19%) Land $65,500 Building $381,700	$447,200 (+11.19%) Land $65,500 Building $381,700
2024	$3,135.00 (-4.13%)
2023		$402,200 (+5.45%) Land $65,500 Building $336,700	$402,200 (+5.45%) Land $65,500 Building $336,700
2022	$3,270.00	$381,400 Land $58,900 Building $322,500	$381,400 Land $58,900 Building $322,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA INDIANA WATER COMPANY private · serves 1,350 people · EPA ID IN5245017
Water Source	Purchased groundwater from AQUA ILLINOIS-WILLOWBROOK
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Bertram Communications, T-Mobile, Verizon.

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