Greenup County property record for 989 Williams Ave, Russell, KY 41169
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,898 sqft · built 1980 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (May 2026) |
| Tax Bill | $1,510 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 176-30-09-016.00 |
| Primary APN | 176-30-09-016.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,898 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Mixed |
| Garage Area | 624 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 48631 |
|---|---|
| Street Address | 989 WILLIAMS AVE |
| City | RUSSELL |
| State | KY |
| Zip | 41169-1169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEBROOK ESTATES SEC 3 LT 3 |
| Legal Subdivision | PINEBROOK ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | GREENUP KY |
| Township / Civil Division | FLATWOODS-RUSSELL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 40300 |
989 Williams Ave is owned by two individuals who bought it in May 2026.
Source: Greenup County records, as of May 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 708 UHLAN BRANCH RD, GREENUP, KY 41144-1439 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Deed, Transfer · Conventional Mortgage MEMBERS CHOICE CREDIT UNION |
| Sep 28, 2023 | Deed of Trust, Mortgage · Line of Credit ASHLAND CU |
| Nov 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ASHLAND CU |
| Sep 1, 2022 | Warranty Deed, Transfer |
| Jun 20, 2018 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Deed Document Number | 2026692435 |
| Deed Book / Page | 694 / 361 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | May 8, 2026 |
| Property Address | 989 WILLIAMS AVE, RUSSELL, KY 41169-1169 |
| Document Number | 0000692435 |
| Book / Page | 694 / 361 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026.692435 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,775.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Document Number | 0000692439, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026.692439 |
| Name | MEMBERS CHOICE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 989 WILLIAMS AVE, RACELAND, KY 41169-1169 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000620416 |
|---|---|
| Date | Sep 28, 2023 |
| Book Page | M1053/654 |
| Instrument | 620416 |
| Name | ASHLAND CU |
|---|---|
| Type | Credit Union |
| Address | ASHLAND, KY 41101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 989 WILLIAMS AVE, RACELAND, KY 41169-1169 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000602886 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | M1036/352 |
| Instrument | 602886 |
| Name | ASHLAND CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 28, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | Sep 1, 2022 |
| Property Address | 989 WILLIAMS AVE, RACELAND, KY 41169-1169 |
| Document Number | 0000598655 |
| Book / Page | D660 / 214 |
| Map Reference | PB 8 PG 42 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 598655 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 989 WILLIAMS AVE, RACELAND, KY 41169-1169 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 989 WILLIAMS AVE, RACELAND, KY 41169-1169 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000521811 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | M0922/0741 |
| Instrument | 521811 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | ASHLAND, KY 41101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | May 29, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 989 Williams Ave was $1,510.
Source: Greenup County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Greenup County |
| Municipality | Raceland City |
| Unified School District | Raceland-Worthington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,510.00 | $72,976 Land $6,000 Building $66,976 | $72,976 Land $6,000 Building $66,976 |
| 2023 | $1,423.00 | $72,976 Land $6,000 Building $66,976 | $72,976 Land $6,000 Building $66,976 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 989 Williams Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2000–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 989 Williams Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RACELAND WATER SYSTEM serves 3,201 people · EPA ID KY0450365 |
|---|---|
| Water Source | Purchased surface water from RUSSELL WATER COMPANY |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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