989 W Valley Way, Springfield, MO 65810 Property Records

Greene County property record for 989 W Valley Way, Springfield, MO 65810

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,162 sqft · built 2001
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on File
Tax Bill	$4,349 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-18-23-200-130`

Property Details

APN / Parcel Number

Primary APN	`88-18-23-200-130`
Alternative APN	`1823200130`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,162 sqft Living Area
1st Floor Area	2,299 sqft
Basement Area	1,839 sqft
Finished Basement	1,839 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Construction Type	Brick
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	410 ft deep x 102 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881823200130
Street Address	989 W VALLEY WAY
City	SPRINGFIELD
State	MO
Zip	65810-2577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	STONE MEADOW PHASE II LOT 47
Legal Range	22W
Legal Township	28N
Legal Section	23
Legal Subdivision	STONE MEADOW PHASE II
Legal Phase	2
Legal Block	200
Legal Lot Number	47
Jurisdiction	GREENE MO
Township / Civil Division	WILSON C
Census Block Group	2
Census Block	2006
Census Tract	4109

Owner

989 W Valley Way is owned and occupied by an individual.

Source: Greene County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	989 W VALLEY WAY, SPRINGFIELD, MO 65810-2577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL COMMUNITY CU
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Recording Date	Jun 1, 2026
Property Address	989 W VALLEY WAY, SPRINGFIELD, MO 65810-2577
Document Number	0000018770
Book / Page	2026 / 18770
Instrument Date	May 27, 2026
Instrument	202618770
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018770,
Date	Jun 1, 2026
Book Page	2026/18770
Instrument	202618770

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	989 W VALLEY WAY, SPRINGFIELD, MO 65810-2577
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 W VALLEY WAY, SPRINGFIELD, MO 65810-2577

Mortgage

Document Number	0000004259
Date	Dec 23, 2025
Book Page	2025/42598-25
Instrument	42598-25

Lender

Name	EDUCATIONAL COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 25, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	989 W VALLEY WAY, SPRINGFIELD, MO 65810-2577
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002652
Date	Jan 19, 2021
Book Page	2021/2652-21
Instrument	2652-21

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 989 W Valley Way was $4,349.

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,410 (-) Land $10,180 Building $74,230
2025	$4,349.00	$84,410 Land $10,180 Building $74,230	$444,300 Land $53,600 Building $390,700
2023	$4,075.00 (+10.14%)	$73,990 (+7.45%) Land $9,690 Building $64,300	$389,400 Land $51,000 Building $338,400
2022	$3,700.00	$68,860 Land $9,690 Building $59,170
2021			$362,400 Land $51,000 Building $311,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 989 W Valley Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 989 W Valley Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Total HighSpeed Internet Solutions.

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