Santa Barbara County property record for 989 Tornoe Rd, Santa Barbara, CA 93105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,630 sqft · built 1904 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,375,000 (Mar 2017) |
| Tax Bill | $23,207 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-180-068 |
| Primary APN | 023-180-068 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,630 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Lot Area | 39,204 sqft (0.9 acres) |
| Heating System | HVAC |
|---|
| Street Address | 989 TORNOE RD |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93105-2228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20R1 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 501 |
989 Tornoe Rd is owned and occupied by two individuals who bought it in March 2017.
Source: Santa Barbara County records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 989 TORNOE RD, SANTA BARBARA, CA 93105-2228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 8, 2017 | Grant Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2017 · Amount on File |
| Deed Sale | Mar 8, 2017 · Amount on File |
| Deed Document Number | 201711402 |
| Prior Transfer Date | Feb 6, 1997 |
| Prior Transfer Doc | 0000009365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Apr 16, 2026 |
| Property Address | 989 TORNOE RD, SANTA BARBARA, CA 93105-2228 |
| Document Number | 0000012360 |
| Instrument Date | Mar 14, 2026 |
| Instrument | 202612360 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 989 TORNOE RD, SANTA BARBARA, CA 93105-2228 |
| Document Number | 0000012360, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 202612360 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Mar 8, 2017 |
| Property Address | 989 TORNOE RD, SANTA BARBARA, CA 93105-2228 |
| Document Number | 0000011402 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 2017-0011402 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 95 CRESCENT AVE, RYE, NY 10580-2607 |
| Document Number | 0000011403 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 2017-0011403 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
The 2025 property tax bill for 989 Tornoe Rd was $23,207, up 1.7% from the year before.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Unified School District | Santa Barbara Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,210,015 (+2%) Land $1,027,781 Building $1,182,234 | |
| 2025 | $23,207.00 (+1.71%) | $2,166,682 Land $1,007,629 Building $1,159,053 |
| 2024 | $22,816.00 (+3.31%) | |
| 2023 | $22,086.00 (+18.6%) | $2,052,158 Land $968,699 Building $1,083,459 |
| 2022 | $18,623.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 989 Tornoe Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Mar 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 989 Tornoe Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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