Charleston County property record for 989 Three Trees Rd, Charleston, SC 29412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,606 sqft · built 1977 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,509 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 428-11-00-105 |
| Primary APN | 428-11-00-105 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,606 sqft Living Area |
| 1st Floor Area | 1,241 sqft |
| Upper Floors Area | 1,365 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 80,586 sqft (1.85 acres) |
| Lot Dimensions | 310 ft deep x 260 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,202 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 130 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Street Address | 989 THREE TREES RD |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-4924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -ASHWOOD DESCRIPTION -LOT 12 |
| Legal Subdivision | ASHWOOD |
| Legal Lot Number | 12 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 2006 |
989 Three Trees Rd is owner-occupied and held in a trust since July 2025.
Source: Charleston County records, as of October 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 989 THREE TREES RD, CHARLESTON, SC 29412-4924 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 9, 2025 |
| Transfer Doc | 0013270505 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 989 Three Trees Rd was $2,509, up 22.2% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | James Island Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,509.00 (+22.21%) | $560,280 (+3,103.43%) Land $195,380 Building $364,900 | $1,001,164 Land $636,264 Building $364,900 |
| 2024 | $2,053.00 | $17,490 | |
| 2022 | $1,875.00 | $17,490 | $487,200 Land $147,700 Building $339,500 |
| 2020 | $487,200 Land $147,700 Building $339,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 989 Three Trees Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 269 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 281 units insured incl. 12 condo units |
| Nearby Flood Claims | 95 (1989–2024) |
| Claims Outside the SFHA | 41 of 95 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 989 Three Trees Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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