McHenry County property record for 989 Sutherland Dr, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,993 sqft · built 1994 |
| Lot Size | 0.068 acres (2,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Mar 2020) |
| Deeds & Mortgages | Mar 2020 Sale Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-07-455-096 |
| Primary APN | 19-07-455-096 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,993 sqft |
| Gross Area | 3,028 sqft |
| 1st Floor Area | 1,045 sqft |
| 2nd Floor Area | 948 sqft |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Frame Siding |
| Lot Area | 2,980 sqft (0.068 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 989 SUTHERLAND DR |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-8413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0007527 LT 4 FOUR COLONIES UNIT 4 1ST ADDN MEMO: LOHMEIER, JEFFREY D/ FONTANA, MICHELLE |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 07 |
| Legal Subdivision | FOUR COLONIES 04 ADD 01 |
| Legal Block | 455 |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 871201 |
989 Sutherland Dr is owned and occupied by two individuals who bought it in March 2020.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 989 SUTHERLAND DR, CRYSTAL LAKE, IL 60014-8413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2020 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Jan 20, 2017 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2020 · Amount on File |
| Deed Sale | Mar 3, 2020 · Amount on File |
| Prior Sale | Jan 20, 2017 · Amount on File |
| Deed Document Number | 0000007527 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 3, 2020 |
| Property Address | 989 SUTHERLAND DR, CRYSTAL LAKE, IL 60014-8413 |
| Document Number | 0000007527 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 7527 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 989 SUTHERLAND DR CRYSTAL LAKE IL 600148413, CRYSTAL LAKE, IL 60014-8413 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 20, 2017 |
| Property Address | 989 SUTHERLAND DR, CRYSTAL LAKE, IL 60014-8413 |
| Document Number | 0000002577 |
| Instrument Date | Dec 19, 2016 |
| Instrument | 2577 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 989 SUTHERLAND DR CRYSTAL LAKE IL 600148413, CRYSTAL LAKE, IL 60014-8413 |
| Document Number | 2578 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 2578 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 19, 2047 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Crystal Lake City |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $76,869 Land $15,834 Building $61,035 | $230,607 Land $47,502 Building $183,105 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 989 Sutherland Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1982–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 989 Sutherland Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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