989 Smith Ferry Rd, Monticello, MS 39654 Property Records

Lawrence County property record for 989 Smith Ferry Rd, Monticello, MS 39654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,461 sqft · built 1970
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on Record
Flood Zone	Zone X (minimal risk)
APN	`076-0019-00049.00`

Property Details

APN / Parcel Number

Primary APN	`076-0019-00049.00`
Alternative APNs	`004068` `4068`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,461 sqft Living Area
Interior Walls	Paneling
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	70,567 sqft (1.62 acres)
Shed	1 Shed
Shed Area	448 sqft
Utility Building	336 sqft

Location & Zoning

Account Number	4068
Street Address	989 SMITH FERRY RD
City	MONTICELLO
State	MS
Zip	39654-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.57 AC SE1/4 SE1/4 N OF RD
Jurisdiction	LAWRENCE MS
Township / Civil Division	2
Census Block Group	1
Census Block	1056
Census Tract	960200

Owner

Source: Lawrence County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	989 SMITH FERRY RD, MONTICELLO, MS 39654-7100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 1981
Deed Sale	Sep 17, 1981
Deed Document Number	00000A7093
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lawrence County
Unified School District	Lawrence County School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$6,762 (-13.41%)	$66,379 (-13.64%) Land $7,050 Building $59,329
2023	$7,809	$76,866 Land $7,050 Building $69,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1983–2016)
Most Recent Claim	Sep 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 71% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SONTAG-WANILLA public/private · serves 1,484 people · EPA ID MS0390006
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30