Duval County property record for 989 Sailfish Dr, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 975 sqft · built 1960 |
| Lot Size | 0.193 acres (8,425 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Jun 2019) |
| Tax Bill | $3,589 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171261-0000 |
| Primary APN | 171261-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| Gross Area | 1,208 sqft |
| 1st Floor Area | 975 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,425 sqft (0.193 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 33 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 989 SAILFISH DR |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-4218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-1 |
| Legal Description | 30-60 17-2S-29E .189 ROYAL PALMS UNIT 1 LOT 42 BLK 6 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | ROYAL PALMS UNIT 01 |
| Legal Block | 6 |
| Legal Lot Number | 42 |
| Legal Unit | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 13902 |
989 Sailfish Dr is owned and occupied by an individual who bought it in June 2019.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 989 SAILFISH DR, ATLANTIC BEACH, FL 32233-4218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Jun 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Jun 17, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on File |
| Deed Sale | Jun 21, 2019 · Amount on File |
| Prior Sale | Jun 1, 2006 · Amount on File |
| Deed Document Number | 2019145717 |
| Deed Book / Page | 18836 / 2478 |
| Prior Transfer Date | Jun 14, 2019 |
| Prior Transfer Doc | 0188300026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 989 SAILFISH DR, ATLANTIC BEACH, FL 32233-4218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 989 SAILFISH DR, ATLANTIC BEACH, FL 32233-4218 |
| Document Number | 0216531654 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 21653/1654 |
| Instrument | 2025238449 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Nov 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 989 SAILFISH DR, ATLANTIC BEACH, FL 32233-4218 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 989 SAILFISH DR, ATLANTIC BEACH, FL 32233-4218 |
| Document Number | 0199061413 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 19906/1413 |
| Instrument | 2021237750 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 21, 2019 |
| Property Address | 989 SAILFISH DR, ATLANTIC BEACH, FL 32233-4218 |
| Document Number | 0188362478 |
| Book / Page | 18836 / 2478 |
| Map Reference | MB 30 PG 60 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 2019145717 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | MTI TITLE INSURANCE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 730 SAILFISH DR, 730, ATLANTIC BEACH, FL 32233-4215 |
| Name | Verified Name |
|---|---|
| Address | 989 SAILFISH DR, ATLANTIC BEACH, FL 32233-4218 |
| Document Number | 0188362480 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 18836/2480 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 17, 2019 |
| Property Address | 989 SAILFISH DR, ATLANTIC BEACH, FL 32233-4218 |
| Document Number | 0188300026 |
| Book / Page | 018830 / 000026 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 140646 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 830 SAILFISH DR JACKSONVILLE FL 322334217, JACKSONVILLE, FL 32233-4217 |
The 2025 property tax bill for 989 Sailfish Dr was $3,589 with a homeowner's exemption, up 2% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,658 (+2.7%) | $335,589 (-10.83%) Land $250,000 Building $85,589 | |
| 2025 | $3,589.00 (+2.05%) Homeowner's exemption | $249,911 | $376,340 Land $300,000 Building $76,340 |
| 2024 | $3,517.00 (+3.05%) | ||
| 2023 | $3,413.00 (+8.35%) Homeowner's exemption | $235,795 (+3%) | $295,139 (+19.28%) Land $225,000 Building $70,139 |
| 2022 | $3,150.00 Homeowner's exemption | $228,928 | $247,428 Land $175,000 Building $72,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 989 Sailfish Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 3 (2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 989 Sailfish Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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