Callaway County property record for 989 S Summit Dr, Holts Summit, MO 65043
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,196 sqft · built 1939 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,189 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-07.0-35.0-40-003-008.001 |
| Primary APN | 25-07.0-35.0-40-003-008.001 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 858 sqft |
| Basement Area | 1,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Detached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 438 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 2507035040003008001 |
|---|---|
| Street Address | 989 S SUMMIT DR |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-1457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE NE |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 70800 |
Source: Callaway County records, as of January 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 989 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2022 |
| Deed Sale | Apr 29, 2022 |
| Deed Document Number | 202202717 |
| Deed Book / Page | 499 / 639 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Apr 29, 2022 |
| Property Address | 989 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1457 |
| Document Number | 000499/639 |
| Book / Page | 499 / 639 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 202202717 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | MIDWEST TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 989 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1457 |
| Document Number | 000499/640 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 499/640 |
| Instrument | 202202718 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Holts Summit City |
| Unified School District | Jefferson City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,189.00 (-2.46%) | $19,568 (-) | $102,990 (-) |
| 2024 | $1,219.00 | $19,568 (-) | $102,990 (-) |
| 2023 | $1,219.00 (+2.52%) | $19,568 (+2.49%) | $102,990 (+2.49%) |
| 2022 | $1,189.00 | $19,093 Land $1,425 Building $17,668 | |
| 2021 | $100,490 Land $7,500 Building $92,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 159 (1982–2019) |
| Claims Outside the SFHA | 6 of 159 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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