Anne Arundel County property record for 989 Round Top Dr, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,894 sqft · built 1973 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,000 (Aug 2000) |
| Tax Bill | $3,509 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165-13250205 |
| Primary APN | 03-165-13250205 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,894 sqft Living Area |
| 1st Floor Area | 1,114 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,700 sqft (0.269 acres) |
| Deck Area | 198 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 16513250205 |
|---|---|
| Street Address | 989 ROUND TOP DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-4706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 5 BK AK PL 9 CAPE ST CLAIRE |
| Legal Subdivision | CAPE ST CLAIRE |
| Legal Block | AK |
| Legal Lot Number | 5 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 731004 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 989 ROUND TOP DR, ANNAPOLIS, MD 21409-4706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2000 · Amount on Record |
| Deed Sale | Aug 10, 2000 · Amount on Record |
| Prior Sale | Jun 16, 1997 · Amount on Record |
| Deed Document Number | 20009860 |
| Deed Book / Page | 9902 / 626 |
| Transfer Doc | 0146000282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 10, 2026 |
| Property Address | 989 ROUND TOP DR, ANNAPOLIS, MD 21409-4706 |
| Document Number | 4252000199 |
| Book / Page | 42525 / 199 |
| Instrument Date | Jul 2, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 989 ROUND TOP DR, ANNAPOLIS, MD 21409-4706 |
| Document Number | 4252000199, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 42525/199 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,700 (+4.47%) | $440,800 (-) Land $248,100 Building $192,700 | |
| 2025 | $3,509.00 (+2.48%) Homeowner's exemption | $404,600 (+6.56%) | $440,800 (+14.05%) Land $248,100 Building $192,700 |
| 2024 | $3,424.00 (+32.05%) | ||
| 2023 | $2,593.00 Homeowner's exemption | $379,700 | $386,500 Land $238,100 Building $148,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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