989 Pineknot Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 989 Pineknot Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,013 sqft · built 1958
Lot Size	0.266 acres (11,587 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (Dec 2007)
Tax Bill	$5,671 (2025)
Deeds & Mortgages	Aug 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`540-0061-0101-00`

Property Details

APN / Parcel Number

Primary APN	`540-0061-0101-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,013 sqft Living Area
1st Floor Area	1,443 sqft
Attic	Attic
Attic Area	570 sqft
Basement Area	1,443 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	11,587 sqft (0.266 acres)
Lot Dimensions	133 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	989 PINEKNOT DR
City	CINCINNATI
State	OH
Zip	45238-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	989 PINEKNOT DR 83.18 X 133.87 IRR-LOT 18 TREE TOP TER BLK A
Legal Subdivision	TREETOP TERRACE
Legal Block	A
Legal Lot Number	18
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1001
Census Tract	21303

Owner

989 Pineknot Dr is owned and occupied by two individuals who bought it in December 2007.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	989 PINEKNOT DR, CINCINNATI, OH 45238-4114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2007 · Amount on File
Deed Sale	Dec 10, 2007 · Amount on File
Deed Document Number	07-172171
Deed Book / Page	10720 / 00560
Record Updated	Jun 8, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	989 PINEKNOT DR, CINCINNATI, OH 45238-4114
Document Number	0000115512
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	989 PINEKNOT DR CINCINNATI OH 452384114, CINCINNATI, OH 45238-4114

Mortgage

Document Number	0000115512
Date	Nov 3, 2020
Book Page	014288/001264
Instrument	115512

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 2, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 989 Pineknot Dr was $5,671, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,671.00 (+2.51%)	$95,477 (-) Land $14,455 Building $81,022
2024	$5,532.00 (-0.31%)	$95,477 (-) Land $14,455 Building $81,022
2023	$5,549.00 (+23.89%)	$95,477 (+39.33%) Land $14,455 Building $81,022	$272,790 Land $41,300 Building $231,490
2022	$4,479.00 Homeowner's exemption	$68,524 Land $12,912 Building $55,612
2020			$195,780 Land $36,890 Building $158,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 989 Pineknot Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 989 Pineknot Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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