989 Old Tusculum Rd, Springfield, GA 31329 Property Records

Effingham County property record for 989 Old Tusculum Rd, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,811 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (May 2018)
Tax Bill	$3,037 (2025)
Deeds & Mortgages	May 2019 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03430-028-C00`

Property Details

APN / Parcel Number

Primary APN	`03430-028-C00`
Alternative APNs	`00610074000` `28907`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,811 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28907
Street Address	989 OLD TUSCULUM RD
City	SPRINGFIELD
State	GA
Zip	31329-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	5.00 AC PAR 4 (SPT 343-28) PLT D183-E2
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1021
Census Tract	30204

Owner

989 Old Tusculum Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	989 OLD TUSCULUM RD, SPRINGFIELD, GA 31329-4108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage AGSOUTH FARM CREDIT
May 14, 2018	Warranty Deed, Transfer AGSOUTH FARM CREDIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018 · Amount on File
Deed Sale	May 14, 2018 · Amount on File
Deed Document Number	20181131
Deed Book / Page	2466 / 75
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	989 OLD TUSCULUM RD, SPRINGFIELD, GA 31329-4108
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	OLD TUSCULUM RD, GA

Mortgage

Document Number	0000002523/0000000673
Date	May 13, 2019
Book Page	0000002523/0000000673
Instrument	003903

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2020

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	989 OLD TUSCULUM RD, SPRINGFIELD, GA 31329-4108
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 OLD TUSCULUM RD, SPRINGFIELD, GA 31329-4108

Mortgage

Document Number	0000002660/0000000512
Date	Feb 5, 2021
Book Page	0000002660/0000000512
Instrument	001382

Lender

Name	AGSOUTH FARM CREDIT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 14, 2018
Property Address	989 OLD TUSCULUM RD, SPRINGFIELD, GA 31329-4108
Document Number	0002466/75
Book / Page	2466 / 75
Instrument Date	May 14, 2018
Instrument	2018-001131
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 WATTS RD, GUYTON, GA 31312-4624

Mortgage

Document Number	0002466/76
Date	May 15, 2018
Book Page	2466/76
Instrument	004123

Lender

Name	AGSOUTH FARM CREDIT

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 989 Old Tusculum Rd was $3,037 with a homeowner's exemption, up 10.8% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,609 (-) Land $36,906 Building $87,703	$311,524 (-) Land $92,266 Building $219,258
2025	$3,037.00 (+10.8%) Homeowner's exemption	$124,609 (+26.26%) Land $36,906 Building $87,703	$311,524 (+26.26%) Land $92,266 Building $219,258
2024	$2,741.00 Homeowner's exemption	$98,694 Land $25,021 Building $73,673	$246,736 Land $62,553 Building $184,183
2022	$2,817.00 Homeowner's exemption	$81,022 Land $17,732 Building $63,290	$202,555 Land $44,329 Building $158,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 989 Old Tusculum Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 989 Old Tusculum Rd is moderate, ranking above 55% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Windstream DSL	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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