989 Oak Trail Ct, Placerville, CA 95667 Property Records

El Dorado County property record for 989 Oak Trail Ct, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,054 sqft · built 1990
Lot Size	1.03 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Aug 2020)
Tax Bill	$16,123 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-541-030-000`

Property Details

APN / Parcel Number

Primary APN	`050-541-030-000`
Alternative APNs	`05054130100` `0505413010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,054 sqft Living Area
1st Floor Area	3,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	45,302 sqft
Garage Type	Attached
Garage Area	965 sqft
Parking Spaces	4 Parking Spaces
Patio Area	3,054 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	989 OAK TRAIL CT
City	PLACERVILLE
State	CA
Zip	95667-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 37 OAK KNOLL EST
Legal Subdivision	OAK KNOLL EST
Legal Lot Number	37
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3019
Census Tract	31000

Owner

989 Oak Trail Ct is owned and occupied by two individuals who bought it in August 2020.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	989 OAK TRAIL CT, PLACERVILLE, CA 95667-3448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 5, 2020	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Oct 27, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Prior Sale	Oct 27, 2017 · Amount on File
Deed Document Number	202039748
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	989 OAK TRAIL CT, PLACERVILLE, CA 95667-3448
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 OAK TRAIL CT, PLACERVILLE, CA 95667-3448

Mortgage

Document Number	0000021422
Date	Mar 29, 2021
Instrument	2021-0021422

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 5, 2020
Property Address	989 OAK TRAIL CT, PLACERVILLE, CA 95667-3448
Document Number	0000039748
Instrument Date	Jul 30, 2020
Instrument	39748
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	989 OAK TRAIL CT PLACERVILLE CA 956673448, PLACERVILLE, CA 95667-3448

Mortgage

Document Number	39749
Date	Aug 5, 2020
Instrument	39749

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 27, 2017
Property Address	989 OAK TRAIL CT, PLACERVILLE, CA 95667-3448
Document Number	0000048188
Instrument Date	Oct 20, 2017
Instrument	48188
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	989 OAK TRAIL CT PLACERVILLE CA 956673448, PLACERVILLE, CA 95667-3448

Tax Assessment & Valuation

The 2025 property tax bill for 989 Oak Trail Ct was $16,123.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$690,047 (+2%) Land $193,213 Building $496,834
2025	$16,123.00	$676,518 Land $189,425 Building $487,093
2023	$15,890.00 (+133.68%)	$650,250 Land $182,070 Building $468,180
2022	$6,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 989 Oak Trail Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 989 Oak Trail Ct is high, ranking above 78% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Zeta Broadband.

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