989 N Williamson Rd, Covington, PA 16917 Property Records

Tioga County property record for 989 N Williamson Rd, Covington, PA 16917

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 2,940 sqft · built 1901
Lot Size	24 acres (1,045,440 sqft)
Owner	Individual Name on Record
Tax Bill	$4,657 (2026)
Deeds & Mortgages	Jul 2022 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07/04.00/009./000`

Property Details

APN / Parcel Number

Primary APN	`07/04.00/009./000`
Alternative APN	`00003258`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,940 sqft Living Area
Basement Area	1,070 sqft
Unfinished Basement	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Lot Area	1,045,440 sqft (24 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00003258
Street Address	989 N WILLIAMSON RD
City	COVINGTON
State	PA
Zip	16917-9424
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	TIOGA PA
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1064
Census Tract	950500

Owner

Source: Tioga County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	989 N WILLIAMSON RD, COVINGTON, PA 16917-9424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST HERITAGE FCU
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE FCU
Aug 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	989 N WILLIAMSON RD, COVINGTON, PA 16917-9424
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 N WILLIAMSON RD, COVINGTON, PA 16917-9424

Mortgage

Document Number	0202205743
Date	Jul 14, 2022
Instrument	202205743

Lender

Name	FIRST HERITAGE FCU
Type	Credit Union
Address	PAINTED POST, NY 14870

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	May 19, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	989 N WILLIAMSON RD, COVINGTON, PA 16917-9424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 N WILLIAMSON RD, COVINGTON, PA 16917-9424

Mortgage

Document Number	202007077
Date	Sep 30, 2020
Instrument	202007077

Lender

Name	FIRST HERITAGE FCU
Type	Credit Union
Address	PAINTED POST, NY 14870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	989 N WILLIAMSON RD, COVINGTON, PA 16917-9424
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201905673
Date	Aug 2, 2019
Instrument	201905673

Lender

Name	QUICKEN LOANS INC
Type	Bank
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Tioga County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Tioga County
County Subdivision	Covington Township
Unified School District	Southern Tioga School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,657.00 (-34.54%)	$298,710 (-0.23%) Land $27,910 Building $270,800
2024	$7,114.00	$299,400 Land $28,600 Building $270,800
2023			$346,080 Land $75,280 Building $270,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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