Haywood County property record for 989 Mulberry St, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,010 sqft · built 1958 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Apr 2022) |
| Tax Bill | $894 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8636-67-9420 |
| Primary APN | 8636-67-9420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,010 sqft Heated Area |
| Gross Area | 1,268 sqft |
| 1st Floor Area | 1,010 sqft |
| Basement Area | 1,010 sqft |
| Unfinished Basement | 1,010 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 80613 |
|---|---|
| Street Address | 989 MULBERRY ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-8534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | 989 MULBERRY ST #2 |
| Legal Subdivision | MULBERRY ST |
| Legal Unit | 2 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 920502 |
989 Mulberry St is owned and occupied by an individual who bought it in April 2022.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 989 MULBERRY ST, CLYDE, NC 28721-8534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2022 · Amount on File |
| Deed Sale | Apr 19, 2022 · Amount on File |
| Deed Document Number | 20224255 |
| Deed Book / Page | 1060 / 2116 |
| Prior Transfer Date | Apr 18, 2022 |
| Prior Transfer Doc | 0010602116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 19, 2022 |
| Property Address | 989 MULBERRY ST, CLYDE, NC 28721-8534 |
| Document Number | 0010602116 |
| Book / Page | 1060 / 2116 |
| Map Reference | MB F PG F-72 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 2022004255 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 989 MULBERRY ST, CLYDE, NC 28721-8534 |
| Document Number | 0010602120 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 1060/2120 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 989 MULBERRY ST, CLYDE, NC 28721-8534 |
| Document Number | 0009681318 |
| Instrument Date | Feb 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 989 MULBERRY ST CLYDE NC 287218534, CLYDE, NC 28721-8534 |
| Document Number | 0009681318 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 000968/001318 |
| Instrument | 1590 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2049 |
The 2025 property tax bill for 989 Mulberry St was $894.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,100 (-) Land $25,900 Building $87,200 | ||
| 2025 | $894.00 | $113,100 Land $25,900 Building $87,200 | $113,100 Land $25,900 Building $87,200 |
| 2023 | $113,100 Land $25,900 Building $87,200 | $113,100 Land $25,900 Building $87,200 | |
| 2021 | $113,100 Land $25,900 Building $87,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 989 Mulberry St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 989 Mulberry St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless · Fiber in parts of the area | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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