Lincoln County property record for 989 McRee Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,880 sqft · built 1974 |
| Lot Size | 1.11 acres (48,482 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jul 2001) |
| Tax Bill | $2,075 (2026) |
| Deeds & Mortgages | Nov 2023 Line of Credit Apr 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3624-75-0270 |
| Primary APN | 3624-75-0270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,880 sqft Living Area |
| Basement Area | 1,466 sqft |
| Finished Basement | 808 sqft |
| Unfinished Basement | 658 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 48,482 sqft (1.11 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 72167 |
|---|---|
| Street Address | 989 MCREE RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-9694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Description | PEMBER HMST OFF 1005 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 70800 |
989 McRee Rd is owned and occupied by an individual who bought it in July 2001.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 989 MCREE RD, LINCOLNTON, NC 28092-9694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2023 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Apr 22, 2022 | Intrafamily Transfer, Transfer |
| Aug 24, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2001 · Amount on File |
| Deed Sale | Jul 2, 2001 · Amount on File |
| Deed Book / Page | 1256 / 305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 989 MCREE RD, LINCOLNTON, NC 28092-9694 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 989 MCREE RD, LINCOLNTON, NC 28092-9694 |
| Document Number | 0003290377 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 3290/377 |
| Instrument | 674335 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 22, 2022 |
| Property Address | 989 MCREE RD, LINCOLNTON, NC 28092-9694 |
| Document Number | 0003158495 |
| Book / Page | 3158 / 495 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 651148 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4008 PROVIDENCE MILL RD, 4008, MAIDEN, NC 28650-8551 |
| Name | Verified Name |
|---|---|
| Address | 989 MCREE RD, LINCOLNTON, NC 28092-9694 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 989 MCREE RD, LINCOLNTON, NC 28092-9694 |
| Document Number | 2769883 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 989 MCREE RD LINCOLNTON NC 280929694, LINCOLNTON, NC 28092-9694 |
| Document Number | 2769883 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 002769/000883 |
| Instrument | 583180 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 12, 2058 |
The 2026 property tax bill for 989 McRee Rd was $2,075.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,075.00 | $317,837 Land $30,813 Building $287,024 | $317,837 Land $30,813 Building $287,024 |
| 2023 | $1,992.00 | $317,837 Land $30,813 Building $287,024 | $317,837 Land $30,813 Building $287,024 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 989 McRee Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 989 McRee Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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