989 Main St, Circle Pines, MN 55014 Property Records

Anoka County property record for 989 Main St, Circle Pines, MN 55014

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,242 sqft · built 1959
Lot Size1.74 acres (76,000 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Aug 2026)
Tax Bill$3,744 (2026)
Deeds & MortgagesJul 2026 Sale
Aug 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-31-22-34-0002

Property Details

APN / Parcel Number

Primary APN04-31-22-34-0002
Alternative APN
  • 673907

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,242 sqft Living Area
1st Floor Area1,242 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area76,000 sqft (1.74 acres)
Lot Dimensions380 ft deep x 200 ft wide
Garage Area528 sqft
Deck AreaDeck Area
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address989 MAIN ST
CityCIRCLE PINES
StateMN
Zip55014-2146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 AUDITORS SUBDIVISION NO 138 DESC AS FOL, BEG ATSE COR OF SD LOT, TH W ALG S LINE THEREOF 200 FT, TH N AT RTANG 425 FT, TH E AT RT ANG 200 FT TO E LINE OF SD LOT, TH SALG SD E LINE TO POB
Legal Range22W
Legal Township31N
Legal Section04
Legal SubdivisionAUDITORS SUBDIVISION NO 138
Legal Lot Number19
JurisdictionANOKA MN
Township / Civil DivisionLINO LAKES
Census Block Group1
Census Block1006
Census Tract50233

Owner

Source: Anoka County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1001 MAIN ST, CIRCLE PINES, MN 55014-2124
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed, Transfer
Aug 7, 2026Warranty Deed, Transfer · Conventional Mortgage
BELL BANK
Aug 31, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2026 · Amount on Record
Deed SaleAug 7, 2026 · Amount on Record
Prior SaleAug 30, 2023 · Amount on Record
Deed Document Number20262473804
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionANOKA MN
Recording DateJul 23, 2026
Property Address989 MAIN ST, CIRCLE PINES, MN 55014-2146
Document Number0001901474
Instrument DateJul 23, 2026
Instrument20261901474
Transaction TypeTransfer
Record UpdatedAug 25, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 MAIN ST, CIRCLE PINES, MN 55014-2124
InvestorPossibly a Property Investor

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateAug 7, 2026
Property Address989 MAIN ST, CIRCLE PINES, MN 55014-2146
Document Number0002473804
Instrument DateJul 23, 2026
Instrument20262473804
Transaction TypeTransfer
Record UpdatedOct 1, 2026
Title CompanyLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$116,655.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1001 MAIN ST, CIRCLE PINES, MN 55014-2124

Mortgage

Document Number0002473804,
DateAug 7, 2026
Instrument20262473804
Lender
NameBELL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateAug 31, 2023
Property Address989 MAIN ST, CIRCLE PINES, MN 55014-2146
Document NumberA2397944001
Instrument DateAug 30, 2023
InstrumentA2397944.001
Transaction TypeTransfer
Record UpdatedJan 4, 2024
Title CompanyPILLAR TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address989 MAIN ST, LINO LAKES, MN 55014-2146

Mortgage

Document NumberA2397944002
DateAug 31, 2023
InstrumentA2397944.002
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANOKA MN
Property Address989 MAIN ST, CIRCLE PINES, MN 55014-2146
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyCITIES TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA2355376001
DateFeb 7, 2022
InstrumentA2355376.001
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyAnoka County
MunicipalityLino Lakes City
Unified School DistrictForest Lake Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,744.00 (+17.74%)$328,500 (+2.4%) Land $137,200 Building $191,300$328,500 (+2.4%) Land $137,200 Building $191,300
2024$3,180.00 (+4.99%)$320,800 (-0.09%) Land $131,600 Building $189,200$320,800 (-0.09%) Land $131,600 Building $189,200
2023$3,029.00$321,100 Land $130,300 Building $190,800$321,100 Land $130,300 Building $190,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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