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989 Jefferson St, Monterey, CA 93940 Property Records

Monterey County property record for 989 Jefferson St, Monterey, CA 93940 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,120 sqft Living Area
Lot Size3,200 sqft (0.073 acres)
OccupancyOwner Occupied
Last Sale$1,140,000 (2022)
Tax Bill$13,616.00 (2025)

Property Details

APN / Parcel Number

Primary APN001-332-010-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,120 sqft Living Area
Gross Area820 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 2018
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area3,200 sqft (0.073 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area312 sqft Garage

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address989 JEFFERSON ST
CityMONTEREY
StateCA
Zip93940-2134
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJOHNSON ADD LOT 9 BLK 2
Legal SubdivisionJOHNSON ADD
Legal Block2
Legal Lot Number9
JurisdictionMONTEREY CA
Minor Civil DivisionSEASIDE-MONTEREY
Census Blockgroup3
Census Block3022
Census Tract12700

Owner

Source: Monterey County records · APN 001-332-010-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address989 JEFFERSON ST, MONTEREY, CA 93940-2134
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 05, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jun 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2022 · Amount on Record
Deed SaleOct 17, 2022 · Amount on Record
Prior SaleNov 16, 2016 · Amount on Record
Deed Doc Number2022044201
Record RefreshedJun 08, 2026

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateOct 17, 2022
Property Address989 JEFFERSON ST, MONTEREY, CA 93940-2134
Document Number0000044201
Map ReferenceMB 1 PG 33
Instrument DateOct 12, 2022
Instrument2022044201
Transaction TypeTransfer
Record UpdatedOct 27, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address989 JEFFERSON ST, MONTEREY, CA 93940-2134

Mortgage

Document Number0000044202
DateOct 17, 2022
Instrument2022044202
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address989 JEFFERSON ST, MONTEREY, CA 93940-2134
Transaction TypeMortgage
Record UpdatedMay 16, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address989 JEFFERSON ST, MONTEREY, CA 93940-2134

Mortgage

Document Number0000021320
DateMay 05, 2022
Instrument2022021320
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address989 JEFFERSON ST, MONTEREY, CA 93940-2134
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025903
DateJun 01, 2020
Instrument2020025903
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$13,616.00 (+10.39%) Homeowner's exemption$1,186,056 (+4.04%) Land $676,260 Building $509,796
2023$12,334.00 (+45.4%) Homeowner's exemption$1,140,000 Land $650,000 Building $490,000
2022$8,483.00

Flood & Wildfire

989 Jefferson St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Monterey County (06053C), updated July 15, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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