Marshall County property record for 989 Ham Rd, Albertville, AL 35951
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,416 sqft · built 2008 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $133,000 (Dec 2025) |
| Tax Bill | $536 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-08-27-0-000-011.004 |
| Primary APN | 16-08-27-0-000-011.004 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 35,284 sqft (0.81 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 117934 |
|---|---|
| Street Address | 989 HAM RD |
| City | ALBERTVILLE |
| State | AL |
| Zip | 35951-4323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT THE SW COR OF THE SW1/4 NW1/4 OF 27-8-4; THN N 243.6' SE 272.09' TO HAM RD. TN SWLY ALG HAM RD 292.7'TO BEG 292.7'X 272.01' TRI .81 AC |
| Legal Range | 4E |
| Legal Township | 8S |
| Legal Section | 27 |
| Jurisdiction | MARSHALL AL |
| Township / Civil Division | GUNTERSVILLE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 30702 |
989 Ham Rd is owned and occupied by two individuals who bought it in December 2025.
Source: Marshall County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 989 HAM RD, ALBERTVILLE, AL 35951-4323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST |
| Dec 22, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on File |
| Deed Sale | Dec 22, 2025 · Amount on File |
| Deed Document Number | 20253307165 |
| Deed Book / Page | 7185 / 386 |
| Prior Transfer Date | Feb 25, 2008 |
| Prior Transfer Doc | 0044360001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL AL |
| Property Address | 989 HAM RD, ALBERTVILLE, AL 35951-4323 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 989 HAM RD, ALBERTVILLE, AL 35951-4323 |
| Investor | Possibly a Property Investor |
| Document Number | 0003311250 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 7202/782 |
| Instrument | 3311250 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BRYANT, AL 35958 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARSHALL AL |
| Recording Date | Dec 22, 2025 |
| Property Address | 989 HAM RD, ALBERTVILLE, AL 35951-4323 |
| Document Number | 0003307165 |
| Book / Page | 7185 / 386 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 3307165 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1815 RAILROAD AVE, ALBERTVILLE, AL 35951-4343 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 989 HAM RD, ALBERTVILLE, AL 35951-4323 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 989 Ham Rd was $536, up 7.6% from the year before.
Source: Marshall County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Marshall County |
| Unified School District | Marshall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $536.00 (+7.63%) | ||
| 2025 | $498.00 | $13,720 (-0.15%) | $160,600 (+16.97%) Land $13,900 Building $146,700 |
| 2024 | $13,740 (+0.15%) | $137,300 (+0.15%) Land $8,000 Building $129,300 | |
| 2023 | $461.00 | $13,720 | $137,100 Land $7,700 Building $129,400 |
| 2021 | $421.00 Homeowner's exemption | $12,660 | $126,400 Land $7,700 Building $118,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 989 Ham Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 989 Ham Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBERTVILLE, MUNICIPAL UB OF THE serves 29,367 people · EPA ID AL0000933 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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