989 Echles St, Memphis, TN 38111 Property Records

Shelby County property record for 989 Echles St, Memphis, TN 38111

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,184 sqft · built 1947
Lot Size	0.193 acres (8,417 sqft)
Owner	Individual Name on File
Last Sale	$156,432 (Aug 2023)
Tax Bill	$979 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-8046-0-0066`

Property Details

APN / Parcel Number

Primary APN	`05-8046-0-0066`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1985
Architectural Style	Cottage
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,417 sqft (0.193 acres)
Lot Dimensions	126 ft deep x 58 ft wide
Patio Area	111 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	989 ECHLES ST
City	MEMPHIS
State	TN
Zip	38111-5637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	SHERWOOD FOREST FIRST ADDITION
Legal Lot Number	90
Jurisdiction	SHELBY TN
Township / Civil Division	10
Census Block Group	2
Census Block	2004
Census Tract	8000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Normal Station Historic District listed 2005 · 1,228 contributing resources · NRIS 05000866

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

989 Echles St is owned by an individual who bought it in August 2023.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1131 GLENWOOD LOOP, BULVERDE, TX 78163-1608
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jun 28, 2023	Warranty Deed, Transfer · Commercial Mortgage JAMES REEDY
Mar 26, 2018	Warranty Deed, Transfer BARTLETT MTG
Nov 2, 2017	Warranty Deed, Transfer EDCO TITLE AND CLOSING SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on File
Deed Sale	Aug 18, 2023 · Amount on File
Prior Sale	Jun 28, 2023 · Amount on File
Deed Document Number	202369438
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 18, 2023
Property Address	989 ECHLES ST, MEMPHIS, TN 38111-5637
Document Number	0023069438
Instrument Date	Aug 16, 2023
Instrument	23069438
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	DE TITLE SERVICES LLC, DELTA TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 GLENWOOD LOOP, BULVERDE, TX 78163-1608

Mortgage

Document Number	0023069439
Date	Aug 18, 2023
Instrument	23069439

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 28, 2023
Property Address	989 ECHLES ST, MEMPHIS, TN 38111-5637
Document Number	0023052895
Map Reference	MB 11 PG 66
Instrument Date	Jun 26, 2023
Instrument	23052895
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	DE TITLE SERVICES LLC, DELTA TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 SUMMER AVE, MEMPHIS, TN 38122-4729
Investor	Possibly a Property Investor

Mortgage

Document Number	0023052896
Date	Jun 28, 2023
Instrument	23052896

Lender

Name	JAMES REEDY
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Dec 26, 2023

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 26, 2018
Property Address	989 ECHLES ST, MEMPHIS, TN 38111-5637
Document Number	0000028003
Instrument Date	Mar 23, 2018
Instrument	28003
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	CLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.13
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 ECHLES ST MEMPHIS TN 381115637, MEMPHIS, TN 38111-5637

Mortgage

Document Number	28004
Date	Mar 26, 2018
Instrument	28004

Lender

Name	BARTLETT MTG
Type	Mortgage Company
Address	BARTLETT, TN 38134

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Nov 2, 2017
Property Address	989 ECHLES ST, MEMPHIS, TN 38111-5637
Document Number	0000113367
Instrument Date	Oct 31, 2017
Instrument	113367
Transaction Type	Transfer
Record Updated	Nov 13, 2017
Title Company	EDCO TITLE AND CLOSING SERVICES

Transaction

Amount	Amount on Record
Tax	$92.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4449 BILLY MAHER RD MEMPHIS TN 381351119, MEMPHIS, TN 38135-1119

Tax Assessment & Valuation

The 2025 property tax bill for 989 Echles St was $979.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$979.00	$36,400 Land $6,650 Building $29,750	$145,600 Land $26,600 Building $119,000
2023		$24,900 Land $4,725 Building $20,175
2022	$1,516.00
2021			$99,600 Land $18,900 Building $80,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 989 Echles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 989 Echles St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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