989 E Summit Ridge Dr, Saint George, UT 84790 Property Records

Washington County property record for 989 E Summit Ridge Dr, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,688 sqft · built 1990
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$879,795 (Mar 2023)
Tax Bill	$2,657 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SG-BLH-10-22-A`

Property Details

APN / Parcel Number

Primary APN	`SG-BLH-10-22-A`
Alternative APN	`0214463`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,688 sqft Living Area
Gross Area	5,032 sqft
1st Floor Area	2,344 sqft
Attic	Attic
Attic Area	2,566 sqft
Basement Area	2,344 sqft
Finished Basement	2,344 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Hip
Roof Material	Concrete
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Valley
Garage Type	Attached
Garage Area	1,283 sqft
Porch	Covered Slab
Porch Area	972 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	0214463
Street Address	989 E SUMMIT RIDGE DR
City	SAINT GEORGE
State	UT
Zip	84790-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Description	SUBDIVISION: BLOOMINGTON HILLS 10 (SG) LOT: 22 ALSO: POR LOT 23 BLH-10 SUB DESC AS FOL: BEG NW COR LOT 22 BLH-10 TH S79* E 140 FT; TH S091010 W 103.47 FT TO PT ON CUR RT ON N LN ST GEORGE CITY ST RAD BEARS N094732 E 1266.66 FT; TH NWLY 104.08 FT AL
Legal Subdivision	BLOOMINGTON HILLS 10
Legal Lot Number	22
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	2
Census Block	2000
Census Tract	271704

Owner

Source: Washington County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	989 E SUMMIT RIDGE DR, SAINT GEORGE, UT 84790-8010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 23, 2023	Quit Claim Deed, Transfer PINNACLE LAND TITLE, PINNACLE TITLE
Jul 27, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Jan 10, 2020	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Mar 23, 2023
Deed Document Number	20238471
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Mar 29, 2023
Property Address	989 E SUMMIT RIDGE DR, SAINT GEORGE, UT 84790-8010
Document Number	0000008471
Instrument Date	Mar 28, 2023
Instrument	20230008471
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	PINNACLE LAND TITLE, PINNACLE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 E SUMMIT RIDGE DR, SAINT GEORGE, UT 84790-8010
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008472
Date	Mar 29, 2023
Instrument	20230008472

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON UT
Recording Date	Mar 23, 2023
Property Address	989 E SUMMIT RIDGE DR, SAINT GEORGE, UT 84790-8010
Document Number	0000007799
Instrument Date	Mar 23, 2023
Instrument	20230007799
Transaction Type	Transfer
Record Updated	Apr 3, 2023
Title Company	PINNACLE LAND TITLE, PINNACLE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 E SUMMIT RIDGE DR, SAINT GEORGE, UT 84790-8010

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	989 E SUMMIT RIDGE DR, SAINT GEORGE, UT 84790-8010
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 E SUMMIT RIDGE DR, SAINT GEORGE, UT 84790-8010

Mortgage

Document Number	0000049968
Date	Jul 27, 2021
Instrument	20210049968

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	WASHINGTON UT
Recording Date	Jan 10, 2020
Property Address	989 E SUMMIT RIDGE DR, SAINT GEORGE, UT 84790-8010
Document Number	0000001496
Instrument Date	Nov 26, 2019
Instrument	1496
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 E SUMMIT RIDGE DR ST GEORGE UT 847908010, ST GEORGE, UT 84790-8010

Mortgage

Document Number	1497
Date	Jan 10, 2020
Instrument	1497

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.28%

Mortgage

Document Number	1498,
Date	Jan 10, 2020
Instrument	1498

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.28%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,875 (-32.47%) Land $100,320 Building $280,555	$692,500 (-32.47%) Land $182,400 Building $510,100
2025	$2,657.00 (-1.77%)
2023	$2,705.00	$563,970	$1,025,400 Land $192,000 Building $833,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30
InfoWest Fixed Wireless	200 / 40
CenturyLink DSL	140 / 20

May also be available: SC Broadband, Verizon.

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