989 E Raymond Rd, Fruit Heights (Kaysville), UT 84037 Property Records

Davis County property record for 989 E Raymond Rd, Fruit Heights, UT 84037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,378 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,500 (Jul 2025)
Tax Bill	$2,903 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-144-0207`

Property Details

APN / Parcel Number

Primary APN	`11-144-0207`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
Basement Area	1,378 sqft
Unfinished Basement	1,378 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	989 E RAYMOND RD
City	FRUIT HEIGHTS
State	UT
Zip	84037-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 207, GRAND OAKS PLAT B. CONT. 0.23 ACRES
Legal Subdivision	GRAND OAKS PLAT B
Legal Lot Number	207
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	5
Census Block	5010
Census Tract	127100

Owner

Source: Davis County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	989 E RAYMOND RD, FRUIT HEIGHTS, UT 84037-2247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage AMERICA FIRST FCU
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST CU
Jul 19, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Prior Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	20253626896
Deed Book / Page	8798 / 5
Prior Transfer Date	Jul 22, 2025
Prior Transfer Doc	00008798/5
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	989 E RAYMOND RD, FRUIT HEIGHTS, UT 84037-2247
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7876/2711
Date	Oct 29, 2021
Book Page	7876/2711
Instrument	3431773

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount Recorded
Term	122 Months
Due	Nov 30, 2031

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	989 E RAYMOND RD, FRUIT HEIGHTS, UT 84037-2247
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EAGLE GATE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003313166
Date	Nov 9, 2020
Book Page	7634/694
Instrument	3313166

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	989 E RAYMOND RD, FRUIT HEIGHTS, UT 84037-2247
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003049764
Date	Oct 5, 2017
Book Page	6864/743
Instrument	3049764

Lender

Name	AMERICA FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 30, 2027

Interest

Rate Type	Fixed Rate

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Jul 19, 2017
Property Address	989 E RAYMOND RD, FRUIT HEIGHTS, UT 84037-2247
Document Number	6810/522
Book / Page	6810 / 522
Instrument Date	Jul 14, 2017
Instrument	3033384
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 E RAYMOND RD, FRUIT HEIGHTS, UT 84037-2247

Mortgage

Document Number	3033385
Date	Jul 19, 2017
Instrument	3033385

Lender

Name	CASTLE & COOKE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Fruit Heights City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,903.00 (+5.03%)	$293,700 (-38.68%) Land $214,581 Building $79,119	$534,000 (+11.48%) Land $390,148 Building $143,852
2024	$2,764.00 (+7.17%)
2023	$2,579.00 (-2.57%)	$479,000 Land $306,050 Building $172,950	$479,000 Land $306,050 Building $172,950
2022	$2,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRUIT HEIGHTS CITY WATER SYSTEM serves 6,075 people · EPA ID UTAH06017
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Mar 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Echo Broadband.

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