989 E Brown Bear Ct, Meridian, ID 83646 Property Records

Ada County property record for 989 E Brown Bear Ct, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,930 sqft · built 1994
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,900 (Oct 2012)
Tax Bill	$1,591 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage Nov 2021 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R8519790190`

Property Details

APN / Parcel Number

Primary APN	`R8519790190`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,930 sqft Living Area
Gross Area	2,778 sqft
1st Floor Area	1,412 sqft
Upper Floors Area	518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	989 E BROWN BEAR CT
City	MERIDIAN
State	ID
Zip	83646-3472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 46 BLK 1 TRACT SUB #3 #94032312
Legal Range	01E
Legal Township	03N
Legal Section	06
Legal Subdivision	TRACT SUB NO 03
Legal Block	1
Legal Lot Number	46
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1016
Census Tract	10367

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	989 E BROWN BEAR CT, MERIDIAN, ID 83646-3472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 4, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 30, 2019	Intrafamily Transfer, Transfer NEXTITLE
Jul 17, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Jul 17, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2012 · Amount on Record
Deed Sale	Oct 24, 2012 · Amount on Record
Deed Document Number	2012112110632
Last Transfer Date	May 24, 2019
Transfer Doc	0000045889
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	989 E BROWN BEAR CT, MERIDIAN, ID 83646-3472
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 E BROWN BEAR CT, MERIDIAN, ID 83646-3472

Mortgage

Document Number	0000155265
Date	Oct 27, 2021
Instrument	2021-155265

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	EAGLE, ID 83616

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.36%
Index	1-Year LIBOR

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	989 E BROWN BEAR CT, MERIDIAN, ID 83646-3472
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 E BROWN BEAR CT, MERIDIAN, ID 83646-3472

Mortgage

Document Number	0000159221
Date	Nov 4, 2021
Instrument	2021-159221

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	EAGLE, ID 83616

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.36%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Max Rate At Change	7.36%

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	May 30, 2019
Property Address	989 E BROWN BEAR CT, MERIDIAN, ID 83646-3472
Document Number	0000045889
Map Reference	MB 62 PG 6249-6250
Instrument Date	May 24, 2019
Instrument	2019-045889
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 E BROWN BEAR CT, MERIDIAN, ID 83646-3472

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	989 E BROWN BEAR CT, MERIDIAN, ID 83646-3472
Document Number	0000066591
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	ALLIANCE TITLE-BOISE PRODUCT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	989 E BROWN BEAR CT MERIDIAN ID 836463472, MERIDIAN, ID 83646-3472

Mortgage

Document Number	0000066591
Date	Jul 21, 2017
Instrument	66591

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.63%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	989 E BROWN BEAR CT, MERIDIAN, ID 83646-3472
Document Number	0000066592
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	ALLIANCE TITLE-BOISE PRODUCT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	989 E BROWN BEAR CT MERIDIAN ID 836463472, MERIDIAN, ID 83646-3472

Mortgage

Document Number	0000066592
Date	Jul 21, 2017
Instrument	66592

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.63%

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,900 (+0.79%)	$481,900 (+0.79%)
2025	$1,591.00 (-4.9%) Homeowner's exemption	$478,100 (+11.34%)	$478,100 (+11.34%)
2024	$1,673.00 (-21.38%)
2023		$429,400 Land $200,500 Building $228,900	$429,400 Land $200,500 Building $228,900
2022	$2,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, T-Mobile, TDS Telecom, Verizon.

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