989 E 3400 N, North Ogden (Ogden), UT 84414 Property Records

Weber County property record for 989 E 3400 N, North Ogden, UT 84414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,756 sqft · built 1993
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,447 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-137-0019`

Property Details

APN / Parcel Number

Primary APN	`16-137-0019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,756 sqft Living Area
1st Floor Area	1,756 sqft
Basement Area	1,736 sqft
Unfinished Basement	1,736 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	989 E 3400 N
City	OGDEN
State	UT
Zip	84414-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 64, NORTH OAKS COVE SUBDIVISION-PHASE 3, NORTH OGDEN CITY, WEBER COUNTY, UTAH.
Legal Range	1W
Legal Township	7N
Legal Section	21
Legal Subdivision	NORTH OAKS COVE SUBDIVISION PHASE 3
Legal Lot Number	64
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1004
Census Tract	210201

Owner

989 E 3400 N is owned and occupied by two individuals who acquired it in November 2005.

Source: Weber County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	989 E 3400 N, OGDEN, UT 84414-2645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage AMERICA FIRST FCU
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU
May 25, 2018	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Apr 5, 2019	Deed of Trust, Mortgage AMERICA FIRST FCU
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2005
Deed Sale	Nov 17, 2005
Deed Document Number	20052142841
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	989 E 3400 N, NORTH OGDEN, UT 84414-2645
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003295165
Date	Aug 18, 2023
Instrument	3295165

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 30, 2028

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	989 E 3400 N, NORTH OGDEN, UT 84414-2645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002841612
Date	Feb 8, 2017
Instrument	2841612

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	84406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 28, 2027

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	989 E 3400 N, NORTH OGDEN, UT 84414-2645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002922578
Date	May 25, 2018
Instrument	2922578

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 30, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	989 E 3400 N, NORTH OGDEN, UT 84414-2645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002973434
Date	Apr 5, 2019
Instrument	2973434

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount on Record
Term	121 Months
Due	Apr 30, 2029

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	989 E 3400 N, NORTH OGDEN, UT 84414-2645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INWEST TITLE WEST HAVEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003061394
Date	Jun 15, 2020
Instrument	3061394

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 989 E 3400 N was $4,447, up 1.9% from the year before.

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	North Ogden City
Unified School District	Weber School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,447.00 (+1.93%)	$643,590 (+0.15%) Land $202,587 Building $441,003	$643,590 (+0.15%) Land $202,587 Building $441,003
2025	$4,363.00	$642,628 Land $202,587 Building $440,041	$642,628 Land $202,587 Building $440,041
2023	$4,331.00	$366,850 Land $111,322 Building $255,528	$667,000 Land $202,403 Building $464,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 989 E 3400 N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 989 E 3400 N is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 40% of Utah
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH OGDEN CITY serves 22,000 people · EPA ID UTAH29010
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000

May also be available: All West, CenturyLink, Utah Broadband, Verizon.

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