Bradford County property record for 989 Cotter Rd, Sugar Run, PA 18846
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 4 ba · built 1991 |
| Lot Size | 7.39 acres (321,908 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Dec 2019) |
| Tax Bill | $3,542 (2026) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-137.00-138-001-000 |
| Primary APN | 58-137.00-138-001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Rustic |
| Lot Area | 321,908 sqft (7.39 acres) |
| Street Address | 989 COTTER RD |
|---|---|
| City | SUGAR RUN |
| State | PA |
| Zip | 18846-7720 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOG HOME & GARAGE |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | WILMOT |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 951200 |
989 Cotter Rd, a residential property, is owned and occupied by an individual who bought it in December 2019.
Source: Bradford County records, as of April 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 989 COTTER RD, SUGAR RUN, PA 18846-7720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2019 · Amount on File |
| Deed Sale | Dec 19, 2019 · Amount on File |
| Deed Document Number | 201912410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Dec 19, 2019 |
| Property Address | 989 COTTER RD, SUGAR RUN, PA 18846-7720 |
| Document Number | 0201912410 |
| Instrument Date | Nov 9, 2019 |
| Instrument | 201912410 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | ACCURATE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 323 DOE RUN RD, 323, HARLEYSVILLE, PA 19438-2431 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 989 COTTER RD, SUGAR RUN, PA 18846-7720 |
| Document Number | 0201912411 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 201912411 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2026 property tax bill for 989 Cotter Rd was $3,542.
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| County Subdivision | Wilmot Township |
| Unified School District | Wyalusing Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,542.00 | $46,050 | |
| 2024 | $3,266.00 | $46,050 | |
| 1999 | $92,105 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 989 Cotter Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 34 (1996–2011) |
| Claims Outside the SFHA | 12 of 34 |
| Most Recent Claim | Sep 2011 · Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 989 Cotter Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Revolution Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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