La Plata County property record for 989 Co Rd 510, Durango, CO 81303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,215 sqft · built 1994 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,230,000 (May 2026) |
| Tax Bill | $3,436 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5673-103-00-116 |
| Primary APN | 5673-103-00-116 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,215 sqft Living Area |
| 1st Floor Area | 841 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Lot Area | 261,360 sqft |
| Garage Type | Detached |
| Garage Area | 962 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 1,239 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R008153 |
|---|---|
| Street Address | 989 COUNTY ROAD 510 |
| City | DURANGO |
| State | CO |
| Zip | 81303-8172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 10 TOWNSHIP: 34 RANGE: 8 TR IN S/2SE/4SW/4 SECTION: 15 TOWNSHIP: 34 RANGE: 8 TR IN NW/4NE/4NW/4 AKA LOT 1, MORRIS SUB PROJ 93-162 PLAT 655581 989 CR 510 995 CR 510 DURANGO 81303 |
| Legal Range | 08 |
| Legal Township | 34 |
| Legal Section | 10 |
| Legal Subdivision | DURANGO |
| Legal Tract | I |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | BAYFIELD |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 970601 |
989 Co Rd 510 is owned and occupied by two individuals who bought it in May 2026.
Source: La Plata County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 989 COUNTY ROAD 510, DURANGO, CO 81303-8172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 4, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 25, 2017 | Deed of Trust, Mortgage · Line of Credit ALPINE BANK |
| Jan 20, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 28, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF CO |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF CO |
| Jan 24, 2018 | Warranty Deed, Transfer · Line of Credit CENTRAL TRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on File |
| Deed Sale | May 4, 2026 · Amount on File |
| Prior Sale | Jan 24, 2018 · Amount on File |
| Deed Document Number | 20261253801 |
| Prior Transfer Date | Feb 3, 2011 |
| Prior Transfer Doc | 0001028468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 989 COUNTY ROAD 510, DURANGO, CO 81303-8172 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Title Company | T TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001197239 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 1197239 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | May 4, 2026 |
| Property Address | 989 COUNTY ROAD 510, DURANGO, CO 81303-8172 |
| Document Number | 0001253801 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.1253801 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | DURANGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,423.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 989 COUNTY ROAD 510, DURANGO, CO 81303-8172 |
| Document Number | 0001253802, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026.1253802 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 989 COUNTY ROAD 510, DURANGO, CO 81303-8172 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001135287 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 1135287 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 25, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jan 20, 2021 |
| Property Address | 989 COUNTY ROAD 510, DURANGO, CO 81303-8172 |
| Document Number | 0001185442 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 1185442 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 660 BELL RD #905 NASHVILLE TN 37205, 905, NASHVILLE, TN 37205 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 989 COUNTY ROAD 510, DURANGO, CO 81303-8172 |
| Document Number | 0001168582 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 989 COUNTY ROAD 510 DURANGO CO 813038172, DURANGO, CO 81303-8172 |
| Document Number | 0001168582 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 1168582 |
| Name | BANK OF CO |
|---|---|
| Type | Bank |
| Address | DURANGO, CO 81301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 989 COUNTY ROAD 510, DURANGO, CO 81303-8172 |
| Document Number | 0001168581 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | TITLE DURANGO LLC |
| Name | Verified Name |
|---|---|
| Address | 989 COUNTY ROAD 510 DURANGO CO 813038172, DURANGO, CO 81303-8172 |
| Document Number | 0001168581 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 1168581 |
| Name | BANK OF CO |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, CO 80534 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jan 24, 2018 |
| Property Address | 989 COUNTY ROAD 510, DURANGO, CO 81303-8172 |
| Document Number | 0001138866 |
| Map Reference | DOC655581 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 1138866 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65.45 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 989 COUNTY ROAD 510, DURANGO, CO 81303-8172 |
| Document Number | 0001138868 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 1138868 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Number | 0001138867 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 1138867 |
| Name | MORTGAGE CENTRAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 989 Co Rd 510 was $3,436, up 32.9% from the year before.
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,580 (+0.07%) Land $14,240 Building $40,340 | $872,720 (-) Land $227,700 Building $645,020 | |
| 2025 | $3,436.00 (+32.87%) | $54,540 Land $14,230 Building $40,310 | $872,720 Land $227,700 Building $645,020 |
| 2024 | $2,586.00 (+18.41%) | ||
| 2023 | $2,184.00 (+7.11%) | $43,160 (+8.55%) Land $10,250 Building $32,910 | $644,190 (+12.6%) Land $153,030 Building $491,160 |
| 2022 | $2,039.00 | $39,760 Land $8,100 Building $31,660 | $572,110 Land $116,600 Building $455,510 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 989 Co Rd 510 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 989 Co Rd 510 is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 54% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 60 / 5 |
| AlignTec Fixed Wireless | 50 / 25 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures