989 Chicopee St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 989 Chicopee St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,464 sqft · built 1900
Lot Size	0.189 acres (8,217 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Sep 2019)
Tax Bill	$3,904 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`605-00034`

Property Details

APN / Parcel Number

Primary APN	`605-00034`
Alternative APN	`CHIC M:0605 P:00034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,464 sqft Living Area
Gross Area	2,866 sqft
1st Floor Area	732 sqft
Basement Area	732 sqft
Unfinished Basement	732 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,217 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	605-00034
Street Address	989 CHICOPEE ST
City	CHICOPEE
State	MA
Zip	01013-2734
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	13
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4003
Census Tract	811101

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	989 CHICOPEE ST, CHICOPEE, MA 01013-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 2, 2026	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 20, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 13, 2019	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE
Sep 28, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 1, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Sep 28, 2018
Deed Document Number	201952752
Deed Book / Page	22852 / 410
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	989 CHICOPEE ST, CHICOPEE, MA 01013-2734
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024774-135
Date	Oct 21, 2022
Book Page	24774/135
Instrument	62746

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2051

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	989 CHICOPEE ST, CHICOPEE, MA 01013-2734
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026174-47
Date	Jan 2, 2026
Book Page	26174/47
Instrument	31

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2051

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	989 CHICOPEE ST, CHICOPEE, MA 01013-2734
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025701-244
Date	Dec 20, 2024
Book Page	25701/244
Instrument	60342

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 13, 2019
Property Address	989 CHICOPEE ST, CHICOPEE, MA 01013-2734
Document Number	22852-410
Book / Page	022852 / 000410
Instrument Date	Sep 13, 2019
Instrument	52752
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$883.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 CHICOPEE ST CHICOPEE MA 010132734, CHICOPEE, MA 01013-2734

Mortgage

Document Number	22852-412
Date	Sep 13, 2019
Book Page	022852/000412
Instrument	52753

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 28, 2018
Property Address	989 CHICOPEE ST, CHICOPEE, MA 01013-2734
Document Number	22381-521
Book / Page	022381 / 000521
Instrument Date	Sep 28, 2018
Instrument	58603
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	84 WOODSLEY RD LONGMEADOW MA 011062517, LONGMEADOW, MA 01106-2517

February 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHICOPEE MA
Recording Date	Feb 1, 2018
Property Address	989 CHICOPEE ST, CHICOPEE, MA 01013-2734
Document Number	22049-207
Book / Page	022049 / 000207
Instrument Date	Dec 1, 2017
Instrument	6114
Transaction Type	Foreclosure
Record Updated	Feb 20, 2018

Transaction

Amount	Amount Recorded
Tax	$533.82
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,904.00 (+9.97%)	$256,200 (+9.39%) Land $75,800 Building $180,400	$273,508
2025	$3,550.00 (+5.62%)	$234,200 (+2.85%) Land $69,000 Building $165,200
2024	$3,361.00 (+6.87%)	$227,700 (+9.68%) Land $67,600 Building $160,100
2023	$3,145.00	$207,600 Land $61,500 Building $146,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Xfinity.

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