989 Cherry St, Ocheyedan, IA 51354 Property Records

Osceola County property record for 989 Cherry St, Ocheyedan, IA 51354 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1897
Square Footage	1,112 sqft Living Area
Lot Size	10,500 sqft (0.241 acres)
Garage	Detached, 1,544 sqft
Occupancy	Owner Occupied
Tax Bill	$1,040.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`310090505020`
Alternative APN	`000000090505020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,112 sqft Living Area
1st Floor	654 sqft 1st Floor
Basement Area	654 sqft Basement
Finished Basement	654 sqft Finished
Unfinished Basement	654 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	10,500 sqft (0.241 acres)
Depth X Width	140 ft x 25 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,544 sqft Garage
Shed	1 Shed
Porch	1 Porch
Porch Area	185 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	989 CHERRY ST
City	OCHEYEDAN
State	IA
Zip	51354-7737
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S1/2 LOT 5 LOT 6 BLK 5 WARDRIPS 1ST ADD
Legal Subdivision	WARDRIPS 1ST
Legal Block	5
Legal Lot Number	5,6
Jurisdiction	OSCEOLA IA
Minor Civil Division	OCHEYEDAN
Census Blockgroup	4
Census Block	4122
Census Tract	460200

Owner

Source: Osceola County records · APN 310090505020

Assessment roll updated October 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	989 CHERRY ST, OCHEYEDAN, IA 51354-7737
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA IA
Property Address	989 CHERRY ST, OCHEYEDAN, IA 51354-7737
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/915
Date	Jul 21, 2017
Book Page	2017/915
Instrument	20170915

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	OCHEYEDAN, IA 51354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated October 10, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Osceola County
Municipality	Ocheyedan City
Unified School District	Sibley-Ocheyedan Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,040.00 Homeowner's exemption	$87,320 (+7.8%) Land $6,620 Building $80,700	$87,320 (+7.8%) Land $6,620 Building $80,700
2024	$1,040.00 (+2.77%)
2023		$81,000 Land $6,620 Building $74,380	$81,000 Land $6,620 Building $74,380
2022	$1,012.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (19143C), updated November 4, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 24% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.