989 Cherry Ln, Santa Clara, CA 95051 Property Records

Santa Clara County property record for 989 Cherry Ln, Santa Clara, CA 95051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,166 sqft · built 1954
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Sep 2026)
Tax Bill	$12,690 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`290-22-060`

Property Details

APN / Parcel Number

Primary APN	`290-22-060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
1st Floor Area	1,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	989 CHERRY LN
City	SANTA CLARA
State	CA
Zip	95051-4640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1174 GOLDEN STATE ESTATES BOOK 53 PAGE 38 PAGE 39 LOT 34
Legal Subdivision	GOLDEN STATE ESTATES
Legal Tract	1174
Legal Lot Number	34
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3004
Census Tract	505403

Owner

989 Cherry Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Santa Clara County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	989 CHERRY LN, SANTA CLARA, CA 95051-4640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Grant Deed, Transfer · Conventional Mortgage PNC BANK
Sep 14, 2026	Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Jan 22, 2018	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Apr 16, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jul 8, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	May 19, 2016 · Amount on File
Deed Document Number	202626050629
Prior Transfer Date	Apr 13, 2006
Prior Transfer Doc	0018983883
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 14, 2026
Property Address	989 CHERRY LN, SANTA CLARA, CA 95051-4640
Document Number	0026050629
Instrument Date	Aug 25, 2026
Instrument	202626050629
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 CHERRY LN, SANTA CLARA, CA 95051-4640

Mortgage

Document Number	0000050630,
Date	Sep 14, 2026
Instrument	202650630

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 14, 2026
Property Address	989 CHERRY LN, SANTA CLARA, CA 95051-4640
Document Number	0026050628
Instrument Date	Aug 18, 2026
Instrument	202626050628
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 CHERRY LN, SANTA CLARA, CA 95051-4640

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	989 CHERRY LN, SANTA CLARA, CA 95051-4640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023852854
Date	Jan 22, 2018
Instrument	23852854

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	989 CHERRY LN, SANTA CLARA, CA 95051-4640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024156258
Date	Apr 16, 2019
Instrument	24156258

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	989 CHERRY LN, SANTA CLARA, CA 95051-4640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024220436
Date	Jul 8, 2019
Instrument	24220436

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 989 Cherry Ln was $12,690, up 3.8% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Santa Clara City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,081,890 (+2%) Land $961,146 Building $120,744
2025	$12,690.00 (+3.85%)	$1,060,677 Land $942,300 Building $118,377
2024	$12,220.00 (+1.02%)
2023	$12,097.00 (+1.71%)	$1,019,491 Land $905,710 Building $113,781
2022	$11,894.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 989 Cherry Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 989 Cherry Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA CLARA serves 134,587 people · EPA ID CA4310012
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet.

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