Napa County property record for 989 Central Ave, Napa, CA 94558
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,778 sqft · built 1954 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (Dec 2019) |
| Tax Bill | $7,700 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-152-020-000 |
| Primary APN | 001-152-020-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| Gross Area | 2,018 sqft |
| 1st Floor Area | 1,778 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 001-152-020 |
|---|---|
| Street Address | 989 CENTRAL AVE |
| City | NAPA |
| State | CA |
| Zip | 94558-5011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5 |
| Legal Subdivision | ADRIAN |
| Legal Block | B |
| Legal Lot Number | 1,2 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 200504 |
Source: Napa County records, as of May 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 6502, NAPA, CA 94581-1502 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Mar 7, 2024 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Apr 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 13, 2019 | Grant Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2019 · Amount on Record |
| Deed Sale | Dec 13, 2019 · Amount on Record |
| Deed Document Number | 201925887 |
| Prior Transfer Date | Jul 27, 2004 |
| Prior Transfer Doc | 0000032706 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | May 8, 2026 |
| Property Address | 989 CENTRAL AVE, NAPA, CA 94558-5011 |
| Document Number | 0000006751 |
| Instrument Date | May 1, 2026 |
| Instrument | 20266751 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 989 CENTRAL AVE, NAPA, CA 94558-5011 |
| Document Number | 0000006751, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 20266751 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 989 CENTRAL AVE, NAPA, CA 94558-5011 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Title Company | TIMIOS INC, TIMIOS |
| Name | Verified Name |
|---|---|
| Address | 989 CENTRAL AVE, NAPA, CA 94558-5011 |
| Document Number | 0000003383 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 2024-0003383 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | 8800 BAYMEADOWS WAY W STE 400, JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 989 CENTRAL AVE, NAPA, CA 94558-5011 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 989 CENTRAL AVE, NAPA, CA 94558-5011 |
| Document Number | 0000008871 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022-0008871 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 989 CENTRAL AVE, NAPA, CA 94558-5011 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 989 CENTRAL AVE, NAPA, CA 94558-5011 |
| Document Number | 0000024344 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-0024344 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 989 CENTRAL AVE, NAPA, CA 94558-5011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 989 CENTRAL AVE, NAPA, CA 94558-5011 |
| Document Number | 0000034808 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020-0034808 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Dec 13, 2019 |
| Property Address | 989 CENTRAL AVE, NAPA, CA 94558-5011 |
| Document Number | 0000025887 |
| Map Reference | MB 4 PG 23 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 2019-0025887 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 6502, NAPA, CA 94581-1502 |
| Document Number | 0000025888 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 2019-0025888 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Napa County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,700.00 (+5%) | $612,437 (+4.04%) Land $229,663 Building $382,774 | $612,437 Land $229,663 Building $382,774 |
| 2023 | $7,333.00 (+1.34%) | $588,657 Land $220,746 Building $367,911 | |
| 2022 | $7,236.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 71 (1986–2006) |
| Claims Outside the SFHA | 1 of 71 |
| Most Recent Claim | Jan 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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