989 Bluff Point Rd, Kilmarnock, VA 22482 Property Records

Northumberland County property record for 989 Bluff Point Rd, Kilmarnock, VA 22482

Property Summary

Property TypeSingle Family Home
Lot Size1.96 acres (85,378 sqft)
OwnerCompany Name on Record
Tax Bill$338 (2023)
Flood ZoneZone X (minimal risk)
APN51-(1)-46

Property Details

APN / Parcel Number

Primary APN51-(1)-46

Exterior

Lot Area85,378 sqft (1.96 acres)

Location & Zoning

Street Address989 BLUFF POINT RD
CityKILMARNOCK
StateVA
Zip22482-3701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN BLUFF POINT NECK LOTS 46 & 48D #190001112
Legal Lot Number46
JurisdictionNORTHUMBERLAND VA
Township / Civil Division3
Census Block Group3
Census Block3033
Census Tract20302

Owner

Source: Northumberland County records, as of November 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 61, WAKE, VA 23176-0061
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateVirginia
CountyNorthumberland County
Unified School DistrictNorthumberland County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$338.00$55,500 Land $20,900 Building $34,600$55,500 Land $20,900 Building $34,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 106 policies
Nearby Flood Policies106 in force
Nearby Flood Claims12 (2003–2018)
Claims Outside the SFHA2 of 12
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bluff Point Rd

Nearby Streets

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