Chisago County property record for 989 454th St Ct, Harris, MN 55032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,457 sqft · built 2003 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,000 (Aug 2025) |
| Tax Bill | $5,844 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-01116-05 |
| Primary APN | 03-01116-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,457 sqft Living Area |
| Gross Area | 2,499 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 104,544 sqft (2.4 acres) |
| Garage Area | 1,161 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3992988 |
|---|---|
| Street Address | 989 454TH STREET CT |
| City | HARRIS |
| State | MN |
| Zip | 55032-3874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | SUBDIVISIONNAME ANCHOR HEIGHTS LOT 005 BLOCK 002 SUBDIVISIONCD 03340 |
| Legal Range | 022 |
| Legal Township | 036 |
| Legal Section | 16 |
| Legal Subdivision | ANCHOR HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | FISH LAKE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 110100 |
989 454th St Ct is owned and occupied by two individuals who bought it in August 2025.
Source: Chisago County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 989 454TH STREET CT, HARRIS, MN 55032-3874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on File |
| Deed Sale | Aug 28, 2025 · Amount on File |
| Prior Sale | Aug 3, 2015 · Amount on File |
| Deed Document Number | 2025686461 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 989 454th St Ct was $5,844 with a homeowner's exemption, up 3.1% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| County Subdivision | Fish Lake Township |
| Unified School District | Cambridge-Isanti Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,844.00 (+3.11%) | ||
| 2025 | $5,668.00 Homeowner's exemption | ||
| 2024 | $454,700 (+1.9%) | $459,900 (+3.07%) | |
| 2023 | $5,224.00 (+2.63%) Homeowner's exemption | $446,200 (+6.52%) Land $82,900 Building $363,300 | $446,200 (+6.52%) Land $82,900 Building $363,300 |
| 2022 | $5,090.00 (+0.43%) Homeowner's exemption | $418,900 (+22.2%) Land $76,400 Building $342,500 | $418,900 (+20.13%) Land $76,400 Building $342,500 |
| 2021 | $5,068.00 | $342,800 | $348,700 Land $61,800 Building $286,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 989 454th St Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 989 454th St Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
May also be available: GigFire.
5G and 4G LTE (outdoors only)
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