Baldwin County property record for 9889 Wilson Rd, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,208 sqft · built 1982 |
| Lot Size | 8.4 acres (365,904 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Feb 2021) |
| Tax Bill | $2,189 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Feb 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-01-12-0-000-004.001 |
| Primary APN | 61-01-12-0-000-004.001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,208 sqft Heated Area |
| 1st Floor Area | 1,208 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 365,904 sqft (8.4 acres) |
| Lot Dimensions | 260 ft deep x 265 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Mixed |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Boat House | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 278742 |
|---|---|
| Street Address | 9889 WILSON RD |
| City | ELBERTA |
| State | AL |
| Zip | 36530-6547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9 AC CALC BEG AT NE COR SEC 12 RUN TH S 430', TH W 30' FOR THE POB TH S 290' W, TH 1318.18', TH N 105' TO SE MARG N OF SANDY |
| Legal Subdivision | BELROSE WHARF |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 11601 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17640 STATE HIGHWAY 181, FAIRHOPE, AL 36532-5010 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Feb 5, 2021 | Warranty Deed, Transfer · Line of Credit THE CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2021 · Amount on Record |
| Deed Sale | Feb 5, 2021 · Amount on Record |
| Prior Sale | Jul 20, 2011 · Amount on Record |
| Deed Document Number | 20211888862 |
| Prior Transfer Date | Jun 23, 2006 |
| Prior Transfer Doc | 0001295405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9889 WILSON RD, ELBERTA, AL 36530-6547 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002014336 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2014336 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Feb 5, 2021 |
| Property Address | 9889 WILSON RD, ELBERTA, AL 36530-6547 |
| Document Number | 0001888862 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 1888862 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 8844, MOBILE, AL 36689-0844 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 17640 STATE HIGHWAY 181, FAIRHOPE, AL 36532-5010 |
| Document Number | 0001888863 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 1888863 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 22, 2041 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,189.00 (+6.99%) | ||
| 2025 | $2,046.00 (+12.11%) | $73,080 (+12.12%) Land $55,720 Building $17,360 | $939,600 (+15.22%) Land $765,600 Building $174,000 |
| 2023 | $1,825.00 (+27.8%) Homeowner's exemption | $65,180 (+27.75%) | $815,500 (+27.54%) Land $636,500 Building $179,000 |
| 2022 | $1,428.00 (+34.97%) Homeowner's exemption | $51,020 | $639,400 Land $576,100 Building $63,300 |
| 2021 | $1,058.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 179 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 319 (1979–2020) |
| Claims Outside the SFHA | 36 of 319 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 86% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
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