San Bernardino County property record for 9889 Trade Post Rd, Lucerne Valley, CA 92356
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,402 sqft · built 1956 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | Company Name on File |
| Last Sale | $132,000 (Dec 2002) |
| Tax Bill | $2,282 (2025) |
| Deeds & Mortgages | Dec 2019 Reverse Mortgage Nov 2021 Reverse Mortgage + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | 0450-162-31-0000 |
| Primary APN | 0450-162-31-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,402 sqft Living Area |
| 1st Floor Area | 2,402 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 239,580 sqft |
| Garage Type | Detached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 36 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Well |
| Street Address | 9889 TRADE POST RD |
|---|---|
| City | LUCERNE VALLEY |
| State | CA |
| Zip | 92356-8540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LVRL |
| Legal Description | S 1/2 NW 1/4 SW 1/4 SW 1/4 AND S 33 FT OF N 1/2 NW 1/4 SW 1/4 SW 1/4 SEC 14 TP 4N R 1W 5.5O AC |
| Legal Block | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2101 |
| Census Tract | 12103 |
9889 Trade Post Rd is owned by a company that acquired it in October 2019 and is owner-occupied.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9889 TRADE POST RD, LUCERNE VALLEY, CA 92356-8540 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2019 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Nov 23, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Nov 23, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Dec 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Jan 8, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 24, 2002 · Amount on File |
| Deed Sale | Dec 24, 2002 · Amount on File |
| Prior Sale | May 2, 2002 · Amount on File |
| Deed Document Number | 2002699913 |
| Last Transfer Date | Oct 3, 2019 |
| Transfer Doc | 0000007298 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 9889 TRADE POST RD, LUCERNE VALLEY, CA 92356-8540 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000467169 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 2019-0467169 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.42% |
| Type Change Date | Jan 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 9889 TRADE POST RD, LUCERNE VALLEY, CA 92356-8540 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 9889 TRADE POST RD, LUCERNE VALLEY, CA 92356-8540 |
| Document Number | 0000528842 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021-0528842 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | WASHINGTON, DC 20410 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.41% |
| Type Change Date | Jan 1, 2022 |
| Index | 1-Year LIBOR |
| Max Rate | 7.41% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 9889 TRADE POST RD, LUCERNE VALLEY, CA 92356-8540 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 9889 TRADE POST RD, LUCERNE VALLEY, CA 92356-8540 |
| Document Number | 0000528841 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021-0528841 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jan 1, 2022 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 9889 TRADE POST RD, LUCERNE VALLEY, CA 92356-8540 |
| Document Number | 0000467170 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9889 TRADE POST RD LUCERNE VALLEY CA 923568540, LUCERNE VALLEY, CA 92356-8540 |
| Document Number | 0000467170 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 467170 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1008 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.42% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 8, 2020 |
| Property Address | 9889 TRADE POST RD, LUCERNE VALLEY, CA 92356-8540 |
| Document Number | 0000007298 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 7298 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9889 TRADE POST RD LUCERNE VALLEY CA 923568540, LUCERNE VALLEY, CA 92356-8540 |
The 2025 property tax bill for 9889 Trade Post Rd was $2,282 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Lucerne Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $195,007 (+2%) Land $22,161 Building $172,846 | |
| 2025 | $2,282.00 Homeowner's exemption | $191,183 Land $21,726 Building $169,457 |
| 2023 | $2,200.00 (+2.42%) Homeowner's exemption | $183,758 Land $20,882 Building $162,876 |
| 2022 | $2,148.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 9889 Trade Post Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9889 Trade Post Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures